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Sold

Sold·Closed Sep 10, 2026·1 day on market·Recent sales in World Golf Village

1134 Ardmore Street

St. Augustine, FL 32092

$340,000sold priceListed at $359,900 · 94.5% of asking$203/sqftMLS# 2160883

Beds

Baths

1,674

Sq Ft

2002

Built

Garage

Pool

FEMA Zone XHOA $25/moSingle Family Residence1 story

About this home

St. Augustine

Fully renovated, move-in ready 3BR/2BA in World Golf Village -- new kitchen, baths & floors, open plan, and a flex room. Step inside to a bright, open layout where a brand-new kitchen flows into the dining and living areas, wrapped in fresh flooring and warmed by a fireplace. Modern cabinetry and counters, spa-style baths, and rebuilt windows fill the home with light. With a newer roof in place, the big-ticket items are done -- nothing to do but unpack. The oversized primary suite offers a large walk-in closet plus a private bonus room, ideal as an office, gym, or sitting room and easily converted to a 4th bedroom. Add a 2-car garage, low-maintenance yard, and quiet interior street. All in The Meadows at World Golf Village: low HOA, no CDD, A-rated St. Johns County schools, with golf, dining, shopping, and I-95 minutes away. Renovated homes at this price don't sit in WGV -- come see it before it's gone. Seller holds a FL Real Estate License

Next steps in World Golf Village

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883

Property taxesest. at asking price, St. Johns County$452

HOAbilled annually$25

Estimated total, before insurance$2,361/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$340,000

Down Payment: 20%

$68,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,883

Principal & Interest: $1,883

Property taxes (est.): $452

Insurance (est.): $227

Estimated Total Monthly

$2,562

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 17, 2026Closed$359,900
Aug 25, 2026Active Under Contract$359,900
Aug 19, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $215/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1134 Ardmore Street, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY	Jun 2026	$220,100	$131	3/2	1,674	13	0
474 Mackenzie Circle, St. Augustine, FL 32092Listed by SOVEREIGN REAL ESTATE GROUP	Jul 2026	$340,000	$198	3/2	1,720	27	0.2
1232 Ardmore Street, St. Augustine, FL 32092Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY	Sep 2026	$300,000	$196	3/2	1,529	4	0.3
1315 Ardmore Street, Jacksonville, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY	Jun 2026	$314,900	$253	3/2	1,246	55	0.5
673 Mackenzie Circle, St. Augustine, FL 32092Listed by REMAX WELCOME HOME	Aug 2026	$345,000	$201	3/2	1,716	101	0.6
5187 Farm Creek Road, St. Augustine, FL 32092Listed by MOMENTUM REALTY	Jul 2026	$875,000	$493	3/2	1,776	37	0.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,900

Price / Sq Ft$215

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,674

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1134 Ardmore Street, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionMeadows At St Johns

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0288210360

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedAugust 19, 2026

Days on Market1

HOA Fees$305 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, Lease Option, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: PEARSALL PROPERTIES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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