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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a pool home in Jacksonville.

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Active

$1,298,0004 bd · 3.5 ba · 2,850 sq ft

Active·1 day on market

1005 9th Avenue N

Jacksonville Beach, FL 32250

$1,298,000$455/sqftEst. $7,077/mo mortgageMLS# 2171444
4
Beds
3.5
Baths
2,850
Sq Ft
2005
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOASingle Family Residence2 stories

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About this home

Jacksonville Beach

Enjoy relaxed coastal living at 1005 9th Avenue North in Jacksonville Beach! Situated on a 100 Ft wide oversized lot, this fully renovated home pairs bright interiors with a spacious screened pool area made for everyday enjoyment. This home features a first floor master, upstairs bonus room with ensuite, home office, 10 Ft High ceilings, crown molding, and luxury flooring complement the main living spaces, while a fireplace adds a welcoming focal point. The fully remodeled open kitchen features real wood, soft close cabinetry, stainless steel appliances, an oversized island with seating, and an adjoining dining area & breakfast nook! Roof 2021. Covered lanai creates an easy flow for entertaining or unwinding poolside. A paver deck offers room for lounging within the screened enclosure, with a fenced backyard beyond. A generous walk-in closet, laundry room with cabinetry and utility sink, and attached two-car garage add practical appeal. Discover your own Jacksonville Beach retreat.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$7,077
Property taxesest. at asking price, Duval County$2,119
Estimated total, before insurance$9,196/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,298,000
$259,600
Loan Term
Monthly Payment
$7,077
Principal & Interest: $7,077
Property taxes (est.): $2,119
Insurance (est.): $865
Estimated Total Monthly
$10,061
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 29, 2026Listed$1,298,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $418/sq ft; this home is listed at $455/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLCOct 2026$1,230,000$4874/32,525140.1
1115 Palm Circle, Jacksonville Beach, FL 32250Listed by TRUDEALS REALTY CORPSep 2026$875,000$4184/22,09150.2
1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTYOct 2026$1,075,000$3434/2.53,1371980.4
2280 Oak Forest Drive, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPSep 2026$985,000$2784/3.53,544150.6
569 Myra Street, Neptune Beach, FL 32266Listed by OMNI REALTY GROUP OF NORTH FLORIDA INCOct 2026$1,690,000$6153/32,750850.9
2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$1,050,000$3844/2.52,7351840.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,298,000
Price / Sq Ft$455
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,850
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1005 9th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionSection Land
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1791590020

Amenities

UtilitiesCable Available, Electricity Connected
Water SourcePublic
ParkingAdditional Parking, Circular Driveway

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedOctober 29, 2026
Days on Market1
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines