Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a golf course home in St. Johns County.

Photo 1 / 43
Active

Active·Listed today

523 Hedgewood Drive

St. Augustine, FL 32092

$369,900$154/sqftEst. $2,017/mo mortgageMLS# 2171429
4
Beds
3.5
Baths
2,399
Sq Ft
2007
Built
2
Garage
No
Pool
HOA $437/moWaterfrontTownhouse2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Welcome to luxury waterfront living in the highly sought-after Isle of the World community of World Golf Village! This beautifully designed St. Johns townhome offers the perfect blend of comfort, flexibility, and resort-style amenities. Tucked inside a gated community, the home features a private gated courtyard ideal for relaxing or entertaining. A rare detached ADU with full bath and kitchenette creates endless possibilities for multigenerational living, guest accommodations, home office space, or income-producing potential with a no rental restriction. Inside, you'll find granite countertops, spacious living areas, and large windows showcasing stunning lake views from the kitchen, dining room, multiple bedrooms, and back patio. The primary bedroom is conveniently located on the first floor and features beautiful water views, a soaking tub, separate shower, and walk-in closet. The laundry room with washer and dryer is also located on the main floor for added convenience.

Next steps in World Golf Village

FollowNew World Golf Village homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,017
Property taxesest. at asking price, St. Johns County$492
HOAbilled monthly$437
Estimated total, before insurance$2,946/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,900
$73,980
Loan Term
Monthly Payment
$2,017
Principal & Interest: $2,017
Property taxes (est.): $492
Insurance (est.): $247
Estimated Total Monthly
$2,756
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$329,348$329,348—
2024$327,537$310,837—
2023$304,781$282,579—
2022$256,890$256,890—
2021$228,466$228,466—
2020$222,729$222,729—

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 29, 2026Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
117 Hedgewood Drive, St. Augustine, FL 32092Listed by MOMENTUM REALTYJun 2026$370,000$1714/3.52,16950.1
145 N Champions Way 114, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$410,000$1694/42,422260.2
145 N Champions Way 112, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$399,000$2083/31,921430.2
355 N Shore Circle 1332, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$340,000$1773/31,921290.3
125 Champions Way 323, St. Augustine, FL 32092Listed by INTERNATIONAL GOLF REALTYAug 2026$350,000$1823/31,9212220.3
345 N Shore Circle 1227, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Jul 2026$425,000$1753/3.52,422290.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,900
Price / Sq Ft$154
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,399
Year Built2007
TypeResidential
Sub-TypeTownhouse
StyleOther
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address523 Hedgewood Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionIsles Of The World
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0279580320

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available
Water SourcePublic
ParkingGarage, Gated
ViewPond
Waterfront TypePond

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedOctober 29, 2026
Days on Market0
HOA Fees$436.99 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Sewer, Trash, Water
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines