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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Freedom Landing, Ponte Vedra.

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Active·1 day on market·Freedom Landing

224 Shadow Ridge Trail

Ponte Vedra, FL 32081

$739,900$295/sqftEst. $4,066/mo mortgageMLS# 2171020
Open house Sat, Oct 31 · 11:00 am–1:00 pm
4
Beds
3
Baths
2,507
Sq Ft
2019
Built
2
Garage
No
Pool

All Freedom Landing homes for sale →Search Freedom Landing on the map

FEMA Zone XHOA $76/mo6,970 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Freedom Landing

Welcome to 224 Shadow Ridge Trail! Built by Riverside Homes in 2019, this beautifully appointed home blends comfort, elegance, and Florida living. The split floorplan features 10' ceilings, tray ceilings, carpeted bedrooms, and tile flooring throughout the main living areas. The chef's kitchen shines with double ovens, a Viking refrigerator, and Bosch gas cooktop. Unwind in the spacious primary suite with dual vanities and a separate soaking tub and shower. Step outside to a landscaper's dream—a beautifully planted backyard with a peaceful preserve view and lush landscaping for added privacy. Additional features include full irrigation, a water softener, and termite bond. Enjoy the sought-after Nocatee lifestyle with resort-style water parks, pools, fitness facilities, scenic trails, parks, shopping, dining, and year-round community events. This home offers the perfect blend of refined living, natural beauty, and an exceptional community lifestyle!

Next steps in Freedom Landing

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,066
Property taxesest. at asking price, St. Johns County$985
HOAbilled annually$76
Estimated total, before insurance$5,127/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,055/yr · $921/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$739,900
$147,980
Loan Term
Monthly Payment
$4,066
Principal & Interest: $4,066
Property taxes (est.): $985
Insurance (est.): $493
Estimated Total Monthly
$5,544
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,055/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 27, 2026Listed$739,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $295/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050
541 Crosswater Lake Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDOct 2026$832,450$2954/3.52,818410.2
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.3
247 Village Grande Drive, Ponte Vedra, FL 32081Listed by VENTURE DEVELOPMENT REALTYOct 2026$730,000$2734/32,6702300.4
453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2026$505,000$2873/21,757370.5
41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLCSep 2026$1,175,000$3775/43,118300.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$739,900
Price / Sq Ft$295
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,507
Acres0.16 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address224 Shadow Ridge Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionFreedom Landing At Crosswater
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0704913860

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDouble Oven, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundrySink

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 27, 2026
Days on Market1
HOA Fees$914 / Annually
HOA FrequencyAnnually
HOA NameMay Management
Tax Amount$11,054.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY AT THE LAKES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Freedom Landing

Freedom Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Freedom Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/31/2026

11:00 am - 1:00 pm