Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Biera Mar, St. Augustine — a home near Pedro Menendez High School.

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Active

Active·Listed today·Biera Mar

5201 Medoras Avenue

St. Augustine, FL 32080

$2,195,000$637/sqftEst. $11,285/moMLS# 2162076

Beds

Baths

3,448

Sq Ft

2010

Built

Garage

Yes

Pool

About this home

Biera Mar

Introducing 5201 Medoras Avenue, a truly one of a kind Mediterranean inspired retreat just steps from the Atlantic Ocean. Situated on a rare double lot in one of St. Augustine's most sought after beachside enclaves, this exceptional residence blends timeless architecture with modern luxury, privacy, and everyday livability. Solid concrete block construction, lush tropical landscaping, and a high elevation provide peace of mind and striking curb appeal. Offering nearly 3,500 square feet of living space, this 4 bedroom, 4.5 bathroom estate features a 3 bedroom, 3.5 bathroom main residence along with a beautifully designed detached guest suite, ideal for multigenerational living, visiting guests, or a private home office.

Cost to own

Mortgage calculator

Home Price

$2,195,000

Down Payment: 20%

$439,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$11,285

Principal & Interest: $11,285

Property taxes (est.): $2,921

Insurance (est.): $1,463

Estimated Total Monthly

$15,669

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$11,285

Property taxesest. at asking price, St. Johns County$2,921

Estimated total, before insurance$14,205/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$17,300/yr · $1,442/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $17,300/yr

Estimated taxes if purchased at asking price: ~$35,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Listed$2,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,195,000

Price / Sq Ft$637

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,448

Total Structure Area5,151 sq ft

Acres0.20 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryW. D. Hartley

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address5201 Medoras Avenue, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionBiera Mar

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size8,712 sq ft

Lot Dimensions60x135

Parcel Number1768800000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewOcean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringConcrete, Tile

# of Stories2

LevelsTwo

LaundryUpper Level