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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Dec 16, 2025·29 days on market·Recent sales in Amelia Island

2588 Forest Ridge Drive N-8

Fernandina Beach, FL 32034

$330,000sold priceListed at $347,000 · 95.1% of asking$414/sqftMLS# 2115114
2
Beds
1
Baths
798
Sq Ft
1983
Built
—
Garage
No
Pool
HOA $563/moCondominium1 story

About this home

Fernandina Beach

Have you been longing for a home on Amelia Island? If so, this condo may be just the right find! With easy access to the beach, this condo has enjoyed recent updates so it's ready to move right in. The roof was recently replaced. And...there are no popcorn ceilings!!! This is your spot for carefree, coastal living. Because it's fully furnished, just bring your suitcases! And if you're thinking of investment income, this property's an excellent fit as it allows both long-term & short-term rentals. Have guests who want a weekend getaway or others who want to lease long-term? With either, 2588 Forest Ridge accommodates! Of course, if YOU want to sink YOUR toes into the sand & waves, perhaps this is your next full-time residence. Occupying a fantastic spot on the island w/great proximity to not only the ocean but also the shops downtown, you will be charmed as soon as you step inside. Capturing the best of island living, it's where your Amelia Island dream begins. Hurry home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, Nassau County$456
HOAbilled monthly$563
Estimated total, before insurance$2,846/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $456
Insurance (est.): $220
Estimated Total Monthly
$2,503
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $348/sq ft; this home is listed at $435/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYMar 2026$372,000$3653/21,019600
2696 Forest Ridge Drive A-6, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYNov 2025$355,000$3483/21,0192820
2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYJul 2026$301,000$3922/27673240.3
2328 Sadler Road 7-F, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)Dec 2025$270,000$3412/279180.3
2328 Sadler Road 6E, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPOct 2025$235,000$2972/27912190.3
2328 Sadler Road F4, Fernandina Beach, FL 32034Listed by MARK SPAIN REAL ESTATESep 2025$242,000$3162/27671120.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$347,000
Price / Sq Ft$435
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage798
Year Built1983
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2588 Forest Ridge Drive N-8, Fernandina Beach, FL 32034
Area431-Nassau County Beaches-South
SubdivisionForest Ridge Village
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000031128R00N0080

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingElectric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionStucco

Additional Information

Date ListedOctober 27, 2025
Days on Market29
HOA Fees$563 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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