Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed Sep 8, 2025·112 days on market·Recent sales in Amelia Island

2328 Sadler Road F4

Fernandina Beach, FL 32034

$242,000sold priceListed at $250,000 · 96.8% of asking$316/sqftMLS# 2084255
2
Beds
2
Baths
767
Sq Ft
1983
Built
—
Garage
No
Pool
HOA $510/moCondominium1 story

About this home

Fernandina Beach

Amazing Views of the Pool and Lake will make you feel right at home in this Third floor two bedroom two bath villa on Amelia Island. Walk to the beach along the private neighborhood path in just minutes! Kitchen, stove, and refrigerator are new, washer and dryer connections, each bedroom has its own ensuite bathroom, bar area in the family/dining room can be used for many purposes. Enjoy as your family's retreat or a great rental. Amelia Landings offers a large pool. Bike trails, Storage and sidewalks to the beach. Just minutes from downtown Fernandina Beach and the historic district. Great opportunity to own an island getaway! Some photos maybe virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,340
Property taxesest. at asking price, Nassau County$334
HOAbilled monthly$510
Estimated total, before insurance$2,185/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$242,000
$48,400
Loan Term
Monthly Payment
$1,340
Principal & Interest: $1,340
Property taxes (est.): $334
Insurance (est.): $161
Estimated Total Monthly
$1,836
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $411/sq ft; this home is listed at $326/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYJul 2026$301,000$3922/27673240
2328 Sadler Road 7-F, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)Dec 2025$270,000$3412/279180
2328 Sadler Road 6E, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPOct 2025$235,000$2972/27912190
2328 Sadler Road 7-C, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJul 2025$325,000$4112/27911260.1
2588 Forest Ridge Drive N-8, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$330,000$4142/1798290.3
1631 S Fletcher Avenue D, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2026$399,000$4222/194610.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$326
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage767
Year Built1983
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2328 Sadler Road F4, Fernandina Beach, FL 32034
Area431-Nassau County Beaches-South
SubdivisionAmelia Landings
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000031142L000400F0
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesEntrance Foyer
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1

Exterior

Patio / PorchCovered, Rear Porch

Additional Information

Date ListedJuly 16, 2025
Days on Market112
HOA Fees$510 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Sold by: SUMMER HOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines