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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Oct 31, 2025·219 days on market·Recent sales in Amelia Island

2328 Sadler Road 6E

Fernandina Beach, FL 32034

$235,000sold priceListed at $271,000 · 86.7% of asking$297/sqftMLS# 2074414
2
Beds
2
Baths
791
Sq Ft
1983
Built
—
Garage
No
Pool
HOA $515/moCondominium1 story

About this home

Fernandina Beach

AMELIA ISLAND BEACH GETAWAY! Just a short stroll to the beach, this 3rd-floor condo in the highly desirable Amelia Landings community allows SHORT-TERM RENTALS, making it an ideal choice for a vacation retreat, INCOME-PRODUCING property, or both! Enjoy a SPACIOUS COVERED BALCONY with PEACEFUL WOODED VIEWS—perfect for morning coffee or relaxing after a day in the sun. The well-designed SPLIT FLOORPLAN features two bedrooms and two bathrooms, along with an OPEN-CONCEPT living and dining area that's perfect for entertaining or unwinding. Located in a PET-FREE COMPLEX, this unit is within walking distance of the beach and local restaurants, and just a short drive to Historic Downtown Fernandina Beach. Community AMENITIES include a SPARKLING POOL, TENNIS/PICKLEBALL COURTS, and a SCENIC PRIVATE WALKING TRAIL TO THE BEACH. This inviting condo is a blank canvas waiting for your personal touch. Milestone COMPLETE! Reserves COMPLETE! SCHEDULE YOUR PRIVATE TOUR of the AMELIA GEM today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Nassau County$324
HOAbilled monthly$515
Estimated total, before insurance$2,141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $324
Insurance (est.): $157
Estimated Total Monthly
$1,783
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $392/sq ft; this home is listed at $343/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYJul 2026$301,000$3922/27673240
2328 Sadler Road 7-F, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)Dec 2025$270,000$3412/279180
2328 Sadler Road F4, Fernandina Beach, FL 32034Listed by MARK SPAIN REAL ESTATESep 2025$242,000$3162/27671120
2328 Sadler Road 7-C, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJul 2025$325,000$4112/27911260.1
2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYMar 2026$372,000$3653/21,019600.3
2588 Forest Ridge Drive N-8, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$330,000$4142/1798290.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$271,000
Price / Sq Ft$343
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage791
Year Built1983
TypeResidential
Sub-TypeCondominium
StyleVilla
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2328 Sadler Road 6E, Fernandina Beach, FL 32034
Area431-Nassau County Beaches-South
SubdivisionAmelia Landings
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000031142L000600E0
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Tennis Court(s)
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewTrees/Woods

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered
RoofShingle
ConstructionFrame
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedMarch 7, 2025
Days on Market219
HOA Fees$515 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Trash
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER THE AMELIA GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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