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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silver Landing, St. Augustine — a home near Tocoi Creek High School.

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Active

Active·Listed today·Silver Landing

782 Silver Landing Drive

St. Augustine, FL 32092

$495,000$216/sqftEst. $2,742/moMLS# 2168597
4
Beds
3
Baths
2,289
Sq Ft
2024
Built
2
Garage
No
Pool

36 more homes for sale in Silver Landing →Search Silver Landing on the map

HOA $130/moSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Silver Landing

Welcome to this meticulously maintained 4-bedroom, 3-bathroom home in the highly sought-after, growing SilverLeaf community of St. Johns County! Thoughtfully designed to offer the perfect blend of comfort, style, and functionality, this home checks all the boxes. The versatile flex space provides endless possibilities for a home office, playroom, fitness area, or additional living space to suit your lifestyle. Inside, you'll love the stylish quartz countertops, luxury vinyl plank flooring, and inviting layout designed for everyday living and effortless entertaining. Step outside to enjoy the fully fenced backyard, perfect for relaxing, entertaining guests, or giving pets room to roam. Situated on an end lot, this home offers an added sense of privacy and space that's hard to beat. Enjoy the benefits of living in the vibrant SilverLeaf community, with access to A-rated St. Johns County schools and a growing area designed to complement today's lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled annually$130
Estimated total, before insurance$3,531/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 9, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$495,000
Price / Sq Ft$216
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,289
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address782 Silver Landing Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilver Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Dimensions50X160
Parcel Number0279723200

Amenities

AmenitiesPool, Basketball Court, Dog Park, Pickleball, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchPatio
FencingFenced, Back Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedOctober 9, 2026
Days on Market0
HOA Fees$1,565 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silver Landing

Silver Landing is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Silver Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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