This home is in Silver Landing, St. Augustine — a home near Tocoi Creek High School.
Active Under Contract·47 days on market·Silver Landing
168 Varner Way
St. Augustine, FL 32092
48 more homes for sale in Silver Landing →Search Silver Landing on the map

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Silver Landing
NO CDD FEES! Beautifully upgraded SilverLeaf home offering custom touches, a beautiful water view, and an oversized fenced backyard. The desirable split floor plan features a private primary suite, spacious secondary bedrooms, and an open-concept living area filled with natural light. The upgraded kitchen features custom cabinetry, upgraded cabinet pulls, a stylish backsplash, a thoughtfully designed island with additional seating, and a walk-in pantry. A versatile flex room with French doors is perfect for a home office, playroom, or gym. Over $20,000 in improvements include upgraded light fixtures and an epoxy-coated garage floor. Enjoy the screened lanai overlooking the oversized backyard with a beautiful water view, extended paver patio, gravel landscaping, and a fire pit area--perfect for entertaining or relaxing. Conveniently located within golf-cart distance of the new K-8 school and just minutes from Publix, Baptist Medical Campus, and everyday conveniences. Schedule Tour Now!
Next steps in Silver Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $334/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 20, 2026Active Under Contract$515,000
- Aug 14, 2026Listed$515,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Silver Landing
Silver Landing is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











