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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Highpointe At Rivertown, St. Johns — a pool home in St. Johns County.

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Active·Listed today·Highpointe At Rivertown

274 Shinnecock Drive

St. Johns, FL 32259

$1,450,000$343/sqftEst. $8,032/moMLS# 2168352
5
Beds
4.5
Baths
4,226
Sq Ft
2024
Built
3
Garage
Yes
Pool

3 more homes for sale in Highpointe At Rivertown →Search Highpointe At Rivertown on the map

HOA $4/mo10,890 sqft lotWaterfrontSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Highpointe At Rivertown

Welcome to luxury living in HighPointe at RiverTown! Built in 2024, this stunning MasterCraft Harper home offers 5 bedrms, 4.5 baths, dedicated office/flex space, 2 upstairs bonus rms, a beautifully designed layout w/ primary suite & a guest bedrm suite on the 1st floor, w/3 additional bedrms upstairs, one of which is a guest bedrm suite. The screened saltwater pool overlooks a large tranquil pond, creating a private east facing outdoor retreat under full sun & evening shade for relaxing & entertaining. Inside elevated finishes include designer chandeliers; upgraded kitchen pendants, recessed lighting, remote-controlled blinds, LVP flooring on both floors, custom built-ins closets w/pull down rods in the primary, laundry connects to the primary closet & a finished garage floor. With 3 premium RiverTown amenity centers, easy access to trails through a wooded preserve & leading to the St. Johns River, this exceptional home combines refined comfort and offers a true Florida lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,032
Property taxesest. at asking price, St. Johns County$1,929
HOAbilled annually$4
Estimated total, before insurance$9,965/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,439/yr · $1,453/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,450,000
$290,000
Loan Term
Monthly Payment
$8,032
Principal & Interest: $8,032
Property taxes (est.): $1,929
Insurance (est.): $967
Estimated Total Monthly
$10,928
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:24 AM, sunset 7:04 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,439/yr

Estimated taxes if purchased at asking price: ~$23,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$1,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,450,000
Price / Sq Ft$343
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,226
Total Structure Area5,529 sq ft
Acres0.25 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address274 Shinnecock Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionHighpointe At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,890 sq ft
Parcel Number0007220600

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Structure, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Off Street, On Street
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionBrick Veneer, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 8, 2026
Days on Market0
HOA Fees$53 / Annually
HOA FrequencyAnnually
HOA NameFloridian Property Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$17,439.22
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Highpointe At Rivertown

Highpointe At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Highpointe At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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