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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Grand Ravine, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·Listed today·Grand Ravine

251 Grand Ravine Drive

St. Augustine, FL 32086

$329,900$159/sqftEst. $1,806/moMLS# 2167454
3
Beds
2.5
Baths
2,071
Sq Ft
2023
Built
2
Garage
No
Pool

7 more homes for sale in Grand Ravine →Search Grand Ravine on the map

HOA $423/moWaterfrontCondominium2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Grand Ravine

Welcome to Grand Ravine, where low-maintenance living meets the relaxed St. Augustine lifestyle. This Mediterranean-style interior-unit condo offers 3 Bedrooms, 2.5 Bathrooms and more than 2,000 square feet of spacious living, 2 Car Garage and the privacy and feel of a single-family home—all just minutes from the beach and historic downtown St. Augustine. Built with concrete block construction and topped with a classic barrel tile roof, this desirable residence features the spacious Christel floor plan and an attached two-car garage. The main level offers an open and inviting living and dining area ideal for entertaining, along with a well-appointed kitchen featuring generous cabinetry and pantry space. Step outside to the private screened lanai—the perfect spot for morning coffee or relaxing at the end of the day.Upstairs, the spacious primary suite features a large walk-in closet and private bath with dual vanities and a walk-in shower. Additional living space provides flexibility.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,806
Property taxesest. at asking price, St. Johns County$439
HOAbilled monthly$423
Estimated total, before insurance$2,668/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,558/yr · $380/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,900
$65,980
Loan Term
Monthly Payment
$1,806
Principal & Interest: $1,806
Property taxes (est.): $439
Insurance (est.): $220
Estimated Total Monthly
$2,465
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,558/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,900
Price / Sq Ft$159
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,071
Year Built2023
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address251 Grand Ravine Drive, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionGrand Ravine
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number1823500251
ZoningPUD

Amenities

AmenitiesPool, Maintenance Grounds
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
RoofTile
ConstructionBlock, Concrete, Stucco

Additional Information

Date ListedOctober 2, 2026
Days on Market0
HOA Fees$423 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$4,558
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Grand Ravine

Grand Ravine is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Grand Ravine homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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