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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active Under Contract

Active Under Contract·10 days on market

16187 Blossom Lake Drive

Jacksonville, FL 32218

$337,500$167/sqftEst. $1,869/moMLS# 2167342
4
Beds
3
Baths
2,027
Sq Ft
2017
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo6,970 sqft lotWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to Bainbridge Estates! This beautifully maintained Lennar Trevi offers 4 bedrooms, 3 full bathrooms and just over 2,000 square feet of thoughtfully designed, single-story living. Step inside to an open, comfortable floor plan where the kitchen, dining and living spaces come together to create a home that feels equally suited for busy mornings, family dinners and weekends with friends. At the heart of the home, the kitchen features quartz countertops, 42-inch cabinetry with crown molding, stainless steel appliances, a large single-basin sink and a walk-in pantry with plenty of storage. Durable wood-look tile carries through the wet areas (bathrooms and kitchen), while the open layout keeps everything connected without sacrificing defined spaces.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,869
Property taxesest. at asking price, Duval County$551
HOAbilled annually$13
Estimated total, before insurance$2,433/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,256/yr · $438/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$337,500
$67,500
Loan Term
Monthly Payment
$1,869
Principal & Interest: $1,869
Property taxes (est.): $551
Insurance (est.): $225
Estimated Total Monthly
$2,646
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$286,867$202,233—
2024$298,916$195,827—
2023$313,279$188,667—
2022$268,175$181,716—
2021$224,967$174,967—
2020$207,550$157,550—

2025 property taxes (current owner): $5,256/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Active Under Contract$337,500
  • Oct 1, 2026Listed$337,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15763 Twin Creek Drive, Jacksonville, FL 32218Listed by VENTURE DEVELOPMENT REALTYSep 2026$285,000$1533/21,8651050.3
15769 Twin Creek Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYSep 2026$319,900$1533/22,086140.3
15847 Seaton Hollow Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYAug 2026$325,000$1983/21,638790.7
15804 Canoe Creek Drive, Jacksonville, FL 32218Listed by EXIT 1 STOP REALTYOct 2026$283,500$1953/21,45330.8
15825 Seaton Hollow Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYSep 2026$349,990$1683/2.52,089690.8
15748 Seaton Hollow Drive, Jacksonville, FL 32218Listed by NON MLS (realMLS)Aug 2026$341,076$2273/21,50120.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$337,500
Price / Sq Ft$167
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,027
Acres0.16 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address16187 Blossom Lake Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionBainebridge Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,969.6 sq ft
Parcel Number1083613640
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Electric Oven, Electric Range, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchPatio
FencingBack Yard, Wrought Iron

Additional Information

Date ListedOctober 1, 2026
Days on Market8
HOA Fees$150 / Annually
HOA FrequencyAnnually
HOA NameBainebridge Estates
Tax Amount$5,255.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FIRST COAST HEROES REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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