This home is in Jacksonville.

1 / 41

Active

Active·75 days on market

15815 Douglas Lake Drive

Jacksonville, FL 32218

$448,000$147/sqftEst. $2,384/moMLS# 2120139

Beds

Baths

3,056

Sq Ft

2018

Built

Jacksonville

About this home

This move-in ready home immediately feels calmer and more comfortable than most, with preserve views in the front and back and the benefit of limited through traffic. The setting creates a more open, peaceful feel than many comparable properties. Inside, the home has been well maintained and designed with low-maintenance living in mind. The kitchen is both functional and inviting, featuring dark 42-inch cabinetry, quartz countertops, a center island, and stainless steel appliances, making it well suited for everyday living and entertaining. Outdoor features include a screened-in patio for year-round enjoyment and a pavered driveway that adds durability and curb appeal while keeping upkeep to a minimum. The garage is equipped with a generator transfer switch, providing a storm-ready setup without the cost of adding one later. A key advantage is the opportunity to assume a VA loan at an exceptional 2.375% interest rate, subject to approval--an increasingly rare option

Cost to own

Mortgage calculator

Home Price

$448,000

Down Payment: 20%

$89,600

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,384

Principal & Interest: $2,384

Est. Taxes & Insurance: $596

Estimated Total Monthly

$2,981

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,384

Property taxesest. at asking price, Duval County$731

HOAbilled annually$13

Estimated total, before insurance$3,128/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$362,159	$0	—

2025 property taxes (current owner): $1,505/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 24, 2026Listed$448,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$448,000

Price / Sq Ft$147

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage3,056

Acres0.21 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address15815 Douglas Lake Drive, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionBainebridge Estates

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size9,147.6 sq ft

Parcel Number1083613350

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingGarage, Off Street

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Sink, Upper Level, Washer Hookup

SecurityClosed Circuit Camera(s), Fire Alarm, Smoke Detector(s)