This home is in Jacksonville.
Pending·114 days on market
15763 Twin Creek Drive
Jacksonville, FL 32218
About this home
Jacksonville
Located in a highly desirable area, this well-maintained home offers 3 spacious bedrooms, 2 full bathrooms, and a versatile flex room perfect for a 4th bedroom, office, or additional living space. The open-concept floor plan is ideal for entertaining and everyday living. Enjoy a private backyard retreat with a peaceful natural setting and exceptional privacy. Recent updates include a full roof replacement, new flooring in the main living areas, and a screened lanai for year-round enjoyment. Seller is offering to transfer extensive home warranty coverage to the new buyer with an acceptable offer. Community amenities include a pool, splash pad, fitness center, and playground, all within walking distance. Conveniently located near Naval Submarine Base Kings Bay, beaches, shopping, dining, and the airport.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $252,989 | $202,267 | — |
| 2024 | $258,998 | $205,846 | — |
| 2023 | $269,521 | $198,395 | — |
| 2022 | $241,161 | $191,161 | — |
| 2021 | $183,881 | $87,840 | — |
| 2020 | $169,009 | $85,868 | — |
2025 property taxes (current owner): $6,088/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2009)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,674 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 5, 2026Pending$299,900
- Aug 15, 2026Price change$299,900−$15,000
- Jul 9, 2026Price change$314,900−$10,000
- May 23, 2026Listed$324,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: VENTURE DEVELOPMENT REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines