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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

$285,000Sold3 bd · 2 ba · 1,865 sq ft

Sold·Closed Sep 30, 2026·105 days on market·Recent sales in Jacksonville

15763 Twin Creek Drive

Jacksonville, FL 32218

$285,000sold priceListed at $299,900 · 95% of asking$153/sqftMLS# 2146831
3
Beds
2
Baths
1,865
Sq Ft
2009
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo0.57 acresSingle Family Residence1 story

About this home

Jacksonville

Located in a highly desirable area, this well-maintained home offers 3 spacious bedrooms, 2 full bathrooms, and a versatile flex room perfect for a 4th bedroom, office, or additional living space. The open-concept floor plan is ideal for entertaining and everyday living. Enjoy a private backyard retreat with a peaceful natural setting and exceptional privacy. Recent updates include a full roof replacement, new flooring in the main living areas, and a screened lanai for year-round enjoyment. Seller is offering to transfer extensive home warranty coverage to the new buyer with an acceptable offer. Community amenities include a pool, splash pad, fitness center, and playground, all within walking distance. Conveniently located near Naval Submarine Base Kings Bay, beaches, shopping, dining, and the airport.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,554
Property taxesest. at asking price, Duval County$465
HOAbilled annually$13
Estimated total, before insurance$2,032/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,088/yr · $507/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$252,989$202,267—
2024$258,998$205,846—
2023$269,521$198,395—
2022$241,161$191,161—
2021$183,881$87,840—
2020$169,009$85,868—

2025 property taxes (current owner): $6,088/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 30, 2026Closed$299,900
  • Sep 5, 2026Pending$299,900
  • Aug 15, 2026Price change$299,900−$15,000
  • Jul 9, 2026Price change$314,900−$10,000
  • May 23, 2026Listed$324,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $153/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15769 Twin Creek Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYSep 2026$319,900$1533/22,086140
16187 Blossom Lake Drive, Jacksonville, FL 32218Listed by FIRST COAST HEROES REAL ESTATE LLCNov 2026$335,000$1654/32,02780.3
16247 Blossom Lake Drive, Jacksonville, FL 32218Listed by MOMENTUM REALTYOct 2026$345,000$1704/32,02720.3
15804 Canoe Creek Drive, Jacksonville, FL 32218Listed by EXIT 1 STOP REALTYOct 2026$283,500$1953/21,45330.4
15680 Butch Baine Drive, Jacksonville, FL 32218Listed by RPB REALTY,INCOct 2026$360,000$2054/21,7591150.5
15825 Seaton Hollow Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYSep 2026$349,990$1683/2.52,089690.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$161
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,865
Acres0.57 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOceanway
MiddleOceanway
HighFirst Coast

Community Information

Address15763 Twin Creek Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionBainebridge Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size24,829.2 sq ft
Parcel Number1083611735

Amenities

AmenitiesPool, Fitness Center, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedMay 23, 2026
Days on Market105
HOA Fees$150 / Annually
HOA FrequencyAnnually
Tax Amount$6,087.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VENTURE DEVELOPMENT REALTY

Sold by: VENTURE DEVELOPMENT REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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