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This home is in Jacksonville.

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Active

Active·6 days on market

15815 Canoe Creek Drive

Jacksonville, FL 32218

$439,900$151/sqftEst. $2,341/moMLS# 2153576
5
Beds
4
Baths
2,906
Sq Ft
2014
Built
3
Garage
No
Pool

About this home

Jacksonville

Welcome to your dream home in the highly sought-after Bainebridge Estates community! This spectacular 5-bedroom, 4-bathroom residence offers 2,906 square feet of beautifully designed, move-in-ready living space featuring tall ceilings, fireplace, separate laundry room, SS appliances and more. Built in 2014, the home features a bright and airy open floor plan that effortlessly connects the main living areas. At the heart of the home is a large, modern kitchen equipped with ample counter space and storage. The spacious, first-floor owner's suite provides a peaceful retreat that includes a walk-in closet, separate shower and 2 vanities. Step outside to your private oasis: a beautiful screened patio looking out over a fully fenced rear yard. Complete with a spacious 3-car garage, this home combines comfort with convenience. Enjoy quick, easy access to the interstate and all the fantastic shopping, dining, and entertainment options at nearby River City Marketplace. Take a look today!

Cost to own

Mortgage calculator

$439,900
$87,980
Loan Term
Monthly Payment
$2,341
Principal & Interest: $2,341
Est. Taxes & Insurance: $585
Estimated Total Monthly
$2,927
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,341
Property taxesest. at asking price, Duval County$718
HOAbilled annually$13
Estimated total, before insurance$3,072/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$362,675$362,675

2025 property taxes (current owner): $8,246/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 2, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,900
Price / Sq Ft$151
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,906
Acres0.16 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address15815 Canoe Creek Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionBainebridge Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,969.6 sq ft
Parcel Number1083610885

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedJuly 2, 2026
Days on Market6
HOA Fees$150 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$8,246.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALLISON JAMES ESTATES AND HOMES FLORIDA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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