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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$370,0005 bd · 4 ba · 2,906 sq ft

Active·9 days on market

15815 Canoe Creek Drive

Jacksonville, FL 32218

$370,000$127/sqftEst. $2,017/mo mortgageMLS# 2153576
↓ $69,900 below original list
5
Beds
4
Baths
2,906
Sq Ft
2014
Built
3
Garage
No
Pool
FEMA Zone XHOA $13/mo6,970 sqft lotSingle Family Residence2 stories

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About this home

Jacksonville

Welcome to your dream home in the highly sought-after Bainebridge Estates community! This spectacular 5-bedroom, 4-bathroom residence offers 2,906 square feet of beautifully designed, move-in-ready living space featuring tall ceilings, fireplace, separate laundry room, SS appliances and more. Built in 2014, the home features a bright and airy open floor plan that effortlessly connects the main living areas. At the heart of the home is a large, modern kitchen equipped with ample counter space and storage. The spacious, first-floor owner's suite provides a peaceful retreat that includes a walk-in closet, separate shower and 2 vanities. Step outside to your private oasis: a beautiful screened patio looking out over a fully fenced rear yard. Complete with a spacious 3-car garage, this home combines comfort with convenience. Enjoy quick, easy access to the interstate and all the fantastic shopping, dining, and entertainment options at nearby River City Marketplace. Take a look today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,017
Property taxesest. at asking price, Duval County$604
HOAbilled annually$13
Estimated total, before insurance$2,634/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,246/yr · $687/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$370,000
$74,000
Loan Term
Monthly Payment
$2,017
Principal & Interest: $2,017
Property taxes (est.): $604
Insurance (est.): $247
Estimated Total Monthly
$2,868
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $460,600 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$362,675$362,675—
2024$369,422$369,422—
2023$385,536$385,536—
2022$346,912$183,113—
2021$268,965$176,309—
2020$246,953$173,178—

2025 property taxes (current owner): $8,246/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 27, 2026Price change$370,000−$10,000
  • Oct 27, 2026Active$380,000
  • Sep 19, 2026Pending$380,000
  • Sep 14, 2026Price change$380,000−$15,000
  • Aug 31, 2026Price change$395,000−$13,900
  • Aug 15, 2026Price change$408,900−$8,000
  • Jul 31, 2026Price change$416,900−$15,500
  • Jul 16, 2026Price change$432,400−$7,500
  • Jul 2, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $127/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15827 Canoe Creek Drive, Jacksonville, FL 32218Listed by SEFAIR INVESTMENTS, INC.Nov 2026$241,000$885/3.52,749280
15709 Seaton View Drive, Jacksonville, FL 32218Listed by AXEN REALTY LLCOct 2026$473,988$1825/32,600450.4
15825 Seaton Hollow Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYSep 2026$349,990$1683/2.52,089690.4
15769 Twin Creek Drive, Jacksonville, FL 32218Listed by ROUND TABLE REALTYSep 2026$319,900$1533/22,086140.4
1480 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCOct 2026$418,596$1394/33,005790.7
1516 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCOct 2026$389,990$1734/2.52,257270.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$370,000
Price / Sq Ft$127
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,906
Acres0.16 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryBiscayne, reported on 23 other Bainebridge Estates listings
MiddleHighlands, reported on 24 other Bainebridge Estates listings
HighFirst Coast, reported on 25 other Bainebridge Estates listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address15815 Canoe Creek Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionBainebridge Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,969.6 sq ft
Parcel Number1083610885

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedOctober 27, 2026
Days on Market9
HOA Fees$150 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$8,246.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALLISON JAMES ESTATES AND HOMES FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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