This home is in Jacksonville.
Active·74 days on market
15815 Canoe Creek Drive
Jacksonville, FL 32218
About this home
Jacksonville
Welcome to your dream home in the highly sought-after Bainebridge Estates community! This spectacular 5-bedroom, 4-bathroom residence offers 2,906 square feet of beautifully designed, move-in-ready living space featuring tall ceilings, fireplace, separate laundry room, SS appliances and more. Built in 2014, the home features a bright and airy open floor plan that effortlessly connects the main living areas. At the heart of the home is a large, modern kitchen equipped with ample counter space and storage. The spacious, first-floor owner's suite provides a peaceful retreat that includes a walk-in closet, separate shower and 2 vanities. Step outside to your private oasis: a beautiful screened patio looking out over a fully fenced rear yard. Complete with a spacious 3-car garage, this home combines comfort with convenience. Enjoy quick, easy access to the interstate and all the fantastic shopping, dining, and entertainment options at nearby River City Marketplace. Take a look today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $460,600 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $362,675 | $362,675 | — |
| 2024 | $369,422 | $369,422 | — |
| 2023 | $385,536 | $385,536 | — |
| 2022 | $346,912 | $183,113 | — |
| 2021 | $268,965 | $176,309 | — |
| 2020 | $246,953 | $173,178 | — |
2025 property taxes (current owner): $8,246/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,714 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 14, 2026Price change$380,000−$15,000
- Aug 31, 2026Price change$395,000−$13,900
- Aug 15, 2026Price change$408,900−$8,000
- Jul 31, 2026Price change$416,900−$15,500
- Jul 16, 2026Price change$432,400−$7,500
- Jul 2, 2026Listed$439,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ALLISON JAMES ESTATES AND HOMES FLORIDA
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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