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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville.

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Active

Active·10 days on market·Springfield

1954 Hubbard Street

Jacksonville, FL 32206

$349,990$169/sqftEst. $1,939/moMLS# 2167257
3
Beds
2.5
Baths
2,068
Sq Ft
1914
Built
—
Garage
No
Pool

59 more homes for sale in Springfield →Search Springfield on the map

FEMA Zone XNo HOA3,049 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Springfield

Discover a beautifully preserved, refreshed, and updated historic home in the heart of Downtown Jacksonville's vibrant Springfield neighborhood, offering nearly 2,500 square feet of inviting living space. This absolutely stunning 3-bedroom, 2.5-bath residence sits on a spacious corner lot and features classic wood flooring and trim throughout, a beautifully updated kitchen, a wet bar with built-in wine chiller, a large rear deck and sunroom perfect for entertaining, and a fully fenced yard ideal for pets. Enjoy peace of mind with a newer roof and HVAC system, = a new irrigation system, a brand new hot water heater (2026) , new interior and exterior paint, new landscaping, upgraded plumbing & electrical, and repaired fascia & soffits, while relishing the convenience of being close to public transportation and minutes from hospitals, downtown restaurants, and Jags Stadium.

Next steps in Springfield

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
Estimated total, before insurance$2,510/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,802/yr · $483/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,990
$69,998
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1914)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$307,060$307,060—
2024$185,223$147,756—
2023$183,990$134,324—
2022$152,180$122,113—
2021$131,428$111,012—
2020$118,751$100,920—

2025 property taxes (current owner): $5,802/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Listed$349,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1716 N Market Street, Jacksonville, FL 32206Listed by WATSON REALTY CORPJul 2026$387,500$1924/2.52,015440.3
1923 Perry Street, Jacksonville, FL 32206Listed by FIRST COAST HEROES REAL ESTATE LLCAug 2026$390,000$2623/2.51,489630.4
124 E 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$525,000$2594/32,029190.4
135 E 4th Street, Jacksonville, FL 32206Listed by 1 REALTY CORPAug 2026$425,000$2314/3.51,842120.5
234 W 6th Street, Jacksonville, FL 32206Listed by PETRA MANAGEMENT INC.Aug 2026$260,000$1073/2.52,436620.5
402 E 6th Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$420,000$2073/32,032240.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,990
Price / Sq Ft$169
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,068
Acres0.07 acres
Year Built1914
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Traditional
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAndrew A. Robinson
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address1954 Hubbard Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size3,049.2 sq ft
Parcel Number0719510010

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Primary Bathroom - Shower No Tub, Wet Bar
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Historic Area
Patio / PorchDeck, Front Porch, Porch
FencingFenced, Full, Wrought Iron
RoofShingle
ConstructionBrick, Frame, Wood Siding

Additional Information

Date ListedOctober 1, 2026
Days on Market0
Tax Amount$5,801.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REDFIN CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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