This home is in Jacksonville.

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Pending

Pending·75 days on market

1923 Perry Street

Jacksonville, FL 32206

$390,000$262/sqftEst. $2,076/moMLS# 2143010

Beds

Baths

1,489

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

Welcome to this newer construction (TerraWise built), energy efficient home, located in the heart of the historic Springfield district--offering a rare opportunity to enjoy modern living in one of Jacksonville's most established neighborhoods. Built in 2022 and owned by just one owner, this 3-bedroom, 2.5-bathroom home offers 1,489 square feet of well-designed living space with a functional layout and low-maintenance finishes throughout. Interior features include durable concrete flooring, an open-concept main living area, and a kitchen equipped with natural gas, including a gas cooktop and tankless water heater. One of the standout features of this home is the detached 2-car garage with alley access--something not commonly found in this area--providing both convenience and added privacy. Additional highlights include a gas grill stub connection, a welcoming front porch, and a location that allows for easy access to UF Health, just a short walk away.

Cost to own

Mortgage calculator

Home Price

$390,000

Down Payment: 20%

$78,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,970

Principal & Interest: $1,970

Est. Taxes & Insurance: $493

Estimated Total Monthly

$2,463

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,076

Property taxesest. at asking price, Duval County$637

Estimated total, before insurance$2,713/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $316,700 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$301,573	$250,851	—
2024	$300,507	$250,507	—
2023	$306,695	$256,695	—
2022	$25,560	$21,727	—
2021	$23,086	$19,752	—
2020	$22,097	$17,957	—

2025 property taxes (current owner): $4,998/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.