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This home is in Springfield, Jacksonville — a pool home in Jacksonville.

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Pending

$425,000Pending3 bd · 2 ba · 2,258 sq ft

Pending·55 days on market·Springfield

320 E 9th Street

Jacksonville, FL 32206

$425,000$188/sqftEst. $2,317/mo mortgageMLS# 2163577
↓ $75,000 below original list
3
Beds
2
Baths
2,258
Sq Ft
1905
Built
—
Garage
Yes
Pool

54 more homes for sale in Springfield →Search Springfield on the map

FEMA Zone XNo HOA15,246 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Springfield

Welcome to this charming historic bungalow in the heart of Springfield, one of Jacksonville's most beloved historic neighborhoods. Built in 1905, this 3-bedroom, 2-bath home offers 2,258 square feet of living space on an impressive 0.35-acre double lot, one of the largest in Springfield. While the home retains its historic character, the electrical and plumbing were upgraded in 2005. Inside, you'll find hardwood floors, an open layout, exposed brick, and a double-sided fireplace. The spacious kitchen features an island and wet bar, while the upstairs primary suite offers a private deck. Additional highlights include a large laundry room, restored claw-foot tub, and expansive shaded yard. The alleyway directly adjacent to the property is proposed as part of Jacksonville's Emerald Trail system, adding future pedestrian and cycling connectivity. A rare opportunity in one of Jacksonville's most historic communities. Shed does not convey but may be considered as part of an acceptable offer.

Next steps in Springfield

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,317
Property taxesest. at asking price, Duval County$696
Estimated total, before insurance$3,013/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,910/yr · $326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,317
Principal & Interest: $2,317
Property taxes (est.): $696
Insurance (est.): $283
Estimated Total Monthly
$3,296
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1905)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,193 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 6:50 AM, sunset 5:32 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$392,656$195,338—

2025 property taxes (current owner): $3,910/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Sep 30, 2026Pending$425,000
  • Sep 25, 2026Price change$425,000−$35,000
  • Sep 17, 2026Active$460,000
  • Sep 17, 2026Price change$460,000−$40,000
  • Sep 4, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1716 N Market Street, Jacksonville, FL 32206Listed by WATSON REALTY CORPJul 2026$387,500$1924/2.52,015440.2
1606 N Market Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS JACKSONVILLEOct 2026$549,900$2703/2.52,040100.3
124 E 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$525,000$2594/32,029190.3
135 E 4th Street, Jacksonville, FL 32206Listed by 1 REALTY CORPAug 2026$425,000$2314/3.51,842120.4
1443 N Market Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$497,000$1724/32,888840.4
1158 Pacetti Street, Jacksonville, FL 32206Listed by HOME PLACE REALTYOct 2026$145,000$623/22,3241090.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$425,000
Price / Sq Ft$188
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,258
Acres0.35 acres
Year Built1905
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryAndrew A. Robinson
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address320 E 9th Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size15,246 sq ft
Parcel Number0721670005
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Double Oven, Dryer, Gas Range, Gas Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesDouble Sided
# of Stories2

Exterior

RoofShingle

Additional Information

Date ListedSeptember 17, 2026
Days on Market55
Tax Amount$3,909.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →
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