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Active Under Contract

Active Under Contract·47 days on market

1421 N Market Street N

Jacksonville, FL 32206

$399,000$252/sqftEst. $2,113/moMLS# 2159022

↓ $21,000 below original list

Beds

2.5

Baths

1,584

Sq Ft

1887

Built

—

Garage

Pool

FEMA Zone XNo HOA4,356 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Step into a piece of Jacksonville history with this beautifully restored 1887 home in the heart of Historic Springfield. Thoughtfully remodeled while preserving its timeless character.. Relax and entertain on three inviting porches, including two screened porches overlooking the spacious backyard. The oversized lot features alley access, providing added convenience and future possibilities for parking, a garage, or additional outdoor living. Living in Historic Springfield means embracing one of Jacksonville's most vibrant neighborhoods. Stroll or bike to neighborhood restaurants, coffee shops, & wine bars while enjoying the strong sense of community that makes Springfield so unique. Experience the nationally recognized Springfield PorchFest each November, where front porches transform into live music stages throughout the neighborhood. Downtown Jacksonville, the Sports District &UF Health are just minutes away, and JacksonvillesAirport is an easy drive for frequent travelers. .

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,113

Property taxesest. at asking price, Duval County$652

Estimated total, before insurance$2,764/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,821/yr · $485/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$399,000

Down Payment: 20%

$79,800

Interest Rate: 6.95%

Loan Term

Monthly Payment

$2,113

Principal & Interest: $2,113

Property taxes (est.): $652

Insurance (est.): $266

Estimated Total Monthly

$3,030

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1887)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,821/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Aug 24, 2026Active Under Contract$399,000
Aug 18, 2026Price change$399,000−$21,000
Aug 7, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,000

Price / Sq Ft$252

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,584

Acres0.10 acres

Year Built1887

TypeResidential

Sub-TypeSingle Family Residence

StyleHistoric

Property ConditionUpdated/Remodeled

StatusActive Under Contract

Has PoolNo

Is WaterfrontNo

Direction FacesWest

Community Information

Address1421 N Market Street N, Jacksonville, FL 32206

Area072-Springfield

SubdivisionSpringfield

CityJacksonville

CountyDuval

StateFL

Zip Code32206

Lot Size4,356 sq ft

Lot Dimensions35 x 125

Parcel Number0709690000

ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights, Curbs

UtilitiesElectricity Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOn Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryLower Level

Exterior

Lot DescriptionHistoric Area

Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened

FencingFenced, Full, Wood, Wrought Iron

RoofShingle

ConstructionFrame, Wood Siding

Other StructuresShed(s)

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedAugust 7, 2026

Days on Market17

Tax Amount$5,821.4

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE · Jackiesellsjax@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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1421 N Market Street N

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True monthly cost

Mortgage calculator

Florida Reality Check

Taxes & assessment

Price & status history

Features

Community Information

Amenities

Interior

Exterior

Additional Information

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