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This home is in Jacksonville a pool home in Jacksonville.

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Active Under Contract

Active Under Contract·16 days on market

1606 N Market Street

Jacksonville, FL 32206

$569,900$279/sqftEst. $3,018/moMLS# 2163553
3
Beds
2.5
Baths
2,040
Sq Ft
2007
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Welcome to this impressive SRG-built pool home, constructed in 2007 and perfectly situated on a double corner lot in the heart of Historic Springfield! If you have always dreamed of enjoying the charm and character of a historic neighborhood without the maintenance that can come with an older home, this is the perfect opportunity. This beautiful two-story home features 3 bedrooms, 2.5 bathrooms, and approximately 2,040 square feet of living space. A welcoming front porch provides the perfect spot to greet neighbors and enjoy everything this vibrant community has to offer. Step inside and immediately notice the attention to detail. The spacious living room features a gas fireplace, crown molding, picture rail, tall baseboards, and built-ins perfect for displaying your favorite treasures. Hardwood flooring throughout. The kitchen features 42-inch upper cabinets with crown molding, granite countertops, a gas range and GE Cafe refrigerator and microwave. The first floor also offers a

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,018
Property taxesest. at asking price, Duval County$931
Estimated total, before insurance$3,949/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$7,920/yr · $660/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$569,900
$113,980
Loan Term
Monthly Payment
$3,018
Principal & Interest: $3,018
Property taxes (est.): $931
Insurance (est.): $380
Estimated Total Monthly
$4,328
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2026 property taxes (current owner): $7,920/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Active Under Contract$569,900
  • Sep 4, 2026Listed$569,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,900
Price / Sq Ft$279
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,040
Acres0.22 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

ElementaryAndrew A. Robinson
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address1606 N Market Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size9,583.2 sq ft
Lot Dimensions62x75 32x135
Parcel Number0713710010
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, Gated, Off Street, On Street
ViewCity

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Wood
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup
SecuritySecurity Fence, Smoke Detector(s)

Exterior

Exterior FeaturesCourtyard, Fire Pit
Lot DescriptionCorner Lot, Historic Area, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Front Porch, Patio, Porch, Rear Porch
FencingWood, Wrought Iron
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market11
Tax Amount$7,920
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE · josephpoletto@kw.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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