This home is in Jacksonville.
Active Under Contract·47 days on market
135 E 4th Street
Jacksonville, FL 32206
About this home
Jacksonville
Located in Historic Springfield, this restored Jacksonville home blends original character with modern comfort. Near shaded streets, restored homes, shops, restaurants, murals, and Downtown energy, it offers a sought-after neighborhood lifestyle. • Double porches, fresh paint, private fencing, and a newer rear deck create curb appeal and inviting outdoor space. • Inside, refinished hardwoods, high-beamed ceilings, antique details, decorative ceilings, and natural light highlight historic craftsmanship. • Major updates include a standing-seam metal roof, HVAC, electrical, plumbing, windows, kitchen, baths, porches, and water heater. • The large kitchen offers stainless appliances, elegant counters, bright cabinetry, and everyday conveniences. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Photos are digitally enhanced and could be altered, please verify. Photos may have been digitally modified.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $6,250 | $0 | — |
| 2024 | $257,345 | $207,345 | ▼ $106 |
| 2023 | $6,250 | $0 | — |
| 2023 | $286,392 | $232,941 | — |
| 2022 | $5,600 | $0 | — |
| 2022 | $274,700 | $224,700 | — |
| 2021 | $4,000 | $0 | — |
| 2021 | $105,579 | $105,166 | — |
| 2020 | $4,000 | $0 | — |
| 2020 | $95,606 | $95,606 | — |
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1908)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,624 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 30, 2026Active Under Contract$425,000
- Jul 7, 2026Listed$425,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: 1 REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines