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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Oct 14, 2026·0 days on market·Recent sales in Springfield·Springfield

321 W 10th Street

Jacksonville, FL 32206

$455,787sold priceListed at $460,000 · 99.1% of asking$253/sqftMLS# 2169080
3
Beds
2.5
Baths
1,800
Sq Ft
2026
Built
—
Garage
No
Pool

63 more homes for sale in Springfield →Search Springfield on the map

No HOA4,356 sqft lotSingle Family Residence2 storiesNew construction

About this home

Springfield

Welcome to 321 W 10th Street, a beautifully crafted new home by TerraWise Homes, Jacksonville's leader in energy-efficient building. Located in the heart of Historic Springfield, this 3-bedroom, 2.5-bath Craftsman-style home blends classic charm with modern sustainability. The open-concept main floor offers a spacious kitchen with a large island flowing into the dining and living areas--perfect for entertaining. A half bath, mudroom/storage area, and access to the rear concrete patio and private driveway off Cottage Avenue complete the first level. Upstairs features all bedrooms, including a primary suite with a walk-in closet and dual-vanity en-suite. Two more bedrooms share a full bath, and a convenient laundry room adds ease. A linen closet and HVAC chase enhance the efficient layout. Set on a generous lot with dual street frontage, mature Sabal palms, and a covered front porch, this home delivers comfort, curb appeal, and lasting efficiency--hallmarks of every TerraWise homes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,525
Property taxesest. at asking price, Duval County$744
Estimated total, before insurance$3,269/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$824/yr · $69/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,787
$91,157
Loan Term
Monthly Payment
$2,525
Principal & Interest: $2,525
Property taxes (est.): $744
Insurance (est.): $304
Estimated Total Monthly
$3,573
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:29 AM, sunset 6:55 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $824/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Closed$460,000
  • Oct 13, 2026Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1923 Perry Street, Jacksonville, FL 32206Listed by FIRST COAST HEROES REAL ESTATE LLCAug 2026$390,000$2623/2.51,489630.1
408 W 23rd Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1273/21,498750.6
2816 Hubbard Street, Jacksonville, FL 32206Listed by HOMEZU.COM OF FLORIDAAug 2026$93,000$733/21,274180.6
3218 Perry Street, Jacksonville, FL 32206Listed by ONE REALTY CORPJul 2026$112,000$854/11,320480.6
135 E 4th Street, Jacksonville, FL 32206Listed by 1 REALTY CORPAug 2026$425,000$2314/3.51,842120.7
1132 N Market Street, Jacksonville, FL 32206Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$499,000$3223/2.51,55230.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$460,000
Price / Sq Ft$256
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,800
Acres0.10 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionTo Be Built
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

Community Information

Address321 W 10th Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size4,356 sq ft
Parcel Number0731090000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Construction, Doors, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows
ParkingOff Street, On Street

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDisposal, Electric Oven, Electric Range, ENERGY STAR Qualified Water Heater, Microwave
HeatingCentral, Heat Pump, Zoned
CoolingCentral Air, Electric
FlooringWood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionHistoric Area
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 13, 2026
Days on Market0
Tax Amount$824.42
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BELLE EPOQUE REALTY SERVICES LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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