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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Active

$215,0001 bd · 1 ba · 644 sq ft

Active·45 days on market

405 Flagler Boulevard 2B

St. Augustine, FL 32080

$215,000$334/sqftEst. $1,165/mo mortgageMLS# 2167045
1
Beds
1
Baths
644
Sq Ft
1972
Built
—
Garage
No
Pool
FEMA Zone AEHOA $414/moCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Freshly renovated and fully furnished, this one bedroom, one bathroom condo offers a turnkey St. Augustine retreat with attractive potential for rental income. Whether you're looking for a personal getaway, an income producing opportunity, or a combination of both, this property offers flexibility, comfort, and convenience, subject to community rules and restrictions. Inside, updated finishes create a clean, polished atmosphere that feels ready to enjoy from day one. The condo is being offered fully furnished, saving you the time and expense of furnishing it yourself. Simply bring your suitcase and start enjoying all that St. Augustine has to offer.

Next steps in St. Augustine

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$1,165
Property taxesest. at asking price, St. Johns County$282
HOAbilled monthly$414
Estimated total, before insurance$1,861/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,541/yr · $295/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,165
Principal & Interest: $1,165
Property taxes (est.): $282
Insurance (est.): $143
Estimated Total Monthly
$1,590
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$175,000$175,000—

2025 property taxes (current owner): $3,541/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Sep 29, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $334/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
22 Comares Avenue 1C, St. Augustine, FL 32080Listed by MANUCY REALTY AND ASSOCIATESOct 2026$157,000$2311/1680100.1
22 Comares Avenue 5B, St. Augustine, FL 32080Listed by REAL BROKER LLCJul 2026$220,000$2642/1.583260.1
33209 Harbour Vista Circle, St. Augustine, FL 32080Listed by REAL BROKER LLCJul 2026$165,000$2131/177552.1
27109 Harbour Vista Circle, St. Augustine, FL 32080Listed by NON MLS (realMLS)Jul 2025$199,000$2751/17231182.1
650 W Pope Road 252, St. Augustine, FL 32080Listed by AWESOME REAL ESTATE, INC.Oct 2025$199,500$2442/281652.2
24202 Harbour Vista Circle, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJul 2025$193,000$2361/1818142.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$215,000
Price / Sq Ft$334
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage644
Year Built1972
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryR. B. Hunt
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address405 Flagler Boulevard 2B, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionSalt Run Iii
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number2185610202

Amenities

UtilitiesCable Available, Electricity Not Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Parking Lot

Interior

AppliancesOther, Dishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringConcrete
# of Stories1
LevelsOne

Additional Information

Date ListedSeptember 30, 2026
Days on Market45
HOA Fees$414 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Trash, Water
Tax Amount$3,540.58
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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