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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Oct 7, 2025·5 days on market·Recent sales in St. Augustine

650 W Pope Road 252

St. Augustine, FL 32080

$199,500sold priceListed at $223,900 · 89.1% of asking$244/sqftMLS# 2106569
2
Beds
2
Baths
816
Sq Ft
1985
Built
—
Garage
No
Pool
HOA $475/moCondominium2 stories

About this home

St. Augustine

Wow! Island living without breaking the bank. No changes necessary, move in ready kitchen has the beautiful Italian tile counter tops, dishwasher is brand new just installed, full size stackable washer & dryer, kitchen was designed for a full-size pantry. Both bathrooms; tub, tile shower, tile floors, raised vanities with tile countertops and pull-out drawers. All flooring laminate wood or tile. Also, to add more comfort on those hot summer days the Owners just had 10 bags of blown in insulation into attic with all a/c grills Owner bedroom has spacious walk in closet and additional shoe closet; Balcony has the view of the pool and the evening sunset. This is a very spacious up to date condo. Fiber Optic is available to this unit. What a PLUS. Owners are licensed Fl Real Estate Brokers All measurements must be verified by buyer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,105
Property taxesest. at asking price, St. Johns County$265
HOAbilled monthly$475
Estimated total, before insurance$1,846/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,758/yr · $146/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,500
$39,900
Loan Term
Monthly Payment
$1,105
Principal & Interest: $1,105
Property taxes (est.): $266
Insurance (est.): $133
Estimated Total Monthly
$1,504
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,758/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
650 W Pope Road 228, St. Augustine, FL 32080Listed by ROUND TABLE REALTYAug 2025$190,000$2332/2816980
700 W Pope Road E38, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2025$175,000$2312/1757280.1
700 W Pope Road H57, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEMay 2026$149,000$1972/1757130.2
700 W Pope Road E39, St. Augustine, FL 32080Listed by UNITED REAL ESTATE GALLERYMar 2026$167,000$2122/17871450.2
33209 Harbour Vista Circle, St. Augustine, FL 32080Listed by REAL BROKER LLCJul 2026$165,000$2131/177550.6
27109 Harbour Vista Circle, St. Augustine, FL 32080Listed by NON MLS (realMLS)Jul 2025$199,000$2751/17231180.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$223,900
Price / Sq Ft$274
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage816
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address650 W Pope Road 252, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSt Augustine
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1619600252
ZoningCondominium

Amenities

UtilitiesCable Available, Other
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest
ViewOther

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedAugust 31, 2025
Days on Market5
HOA Fees$475 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Trash, Other
Tax Amount$1,757.84
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AWESOME REAL ESTATE, INC.

Sold by: AWESOME REAL ESTATE, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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