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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Old Town Villages, St. Augustine — a home near St. Augustine High School.

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Active Under Contract

$199,000Active Under Contract2 bd · 2 ba · 1,049 sq ft

Active Under Contract·45 days on market·Old Town Villages

120 Old Town Parkway 1102

St. Augustine, FL 32084

$199,000$190/sqftEst. $1,078/mo mortgageMLS# 2166976
↓ $11,000 below original list
2
Beds
2
Baths
1,049
Sq Ft
2007
Built
—
Garage
No
Pool

3 more homes for sale in Old Town Villages →Search Old Town Villages on the map

FEMA Zone XHOA $410/moCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Old Town Villages

Rare Corner Unit on First Floor with a Water View and two Primary Suites, Screened and Tiled Lanai. Recently updated with wood look ceramic tile, granite counters in kitchen, stackable W&D, newer windows and freshly painted throughout. This Unit comes with a storage room to left of the front door entrance. The Gated Community includes a Clubhouse with Fitness Center, Heated Pool, Pickleball, Tennis and Basketball Courts, walking/jogging paths. Monthly Fees include water, sewer, basic cable and internet, exterior pest control, insurance, onsite management, landscaping and maintenance. Building exterior recently redone including roof. Conveniently located near I-95, Shopping Medical, Historic St Augustine and beautiful Beaches,.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$1,078
Property taxesest. at asking price, St. Johns County$261
HOAbilled monthly$410
Estimated total, before insurance$1,749/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$712/yr · $59/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,078
Principal & Interest: $1,078
Property taxes (est.): $261
Insurance (est.): $133
Estimated Total Monthly
$1,472
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$146,880$42,760—

2025 property taxes (current owner): $712/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 13, 2026Active Under Contract$199,000
  • Oct 12, 2026Price change$199,000−$11,000
  • Sep 29, 2026Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
130 Old Town Parkway 2301, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$185,000$1762/21,0491210.1
140 Old Town Parkway 3307, St. Augustine, FL 32084Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSMar 2026$174,500$1662/21,0491210.2
225 Old Village Center Circle 4206, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEOct 2025$163,000$2041/18001430.3
275 Old Village Center #6311 Circle 6311, St. Augustine, FL 32084Listed by LIGHTHOUSE REALTY ASSOCIATESNov 2026$185,000$1583/21,17340.4
245 Old Village Center Circle 7211, St. Augustine, FL 32084Listed by RE/MAX SPECIALISTS PVNov 2026$160,000$1363/21,173680.4
260 Old Village Center Circle 8201, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESOct 2026$203,000$1733/21,173660.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$199,000
Price / Sq Ft$190
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,049
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesNorth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryWebster
Reported middleMurray
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address120 Old Town Parkway 1102, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionOld Town Villages
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0878911102
ZoningCondominium

Amenities

AmenitiesBarbecue, Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management- On Site, Park, Pickleball, Playground, Tennis Court(s), Trash, Water
Community FeaturesSidewalks, Suburban, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingParking Lot, Unassigned
ViewWater

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Sprinkler System, Security Gate, Security System Owned
Spa FeaturesIn Ground, Heated, Bath, Community

Exterior

Exterior FeaturesTennis Court(s)
Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 29, 2026
Days on Market45
HOA Fees$410 / Monthly
HOA FrequencyMonthly
HOA NameOld Town Villages
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$711.93
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Old Town Villages

Old Town Villages is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Old Town Villages homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines