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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a gated community home in St. Johns County.

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Active Under Contract

Active Under Contract·5 days on market

275 Old Village Center #6311 Circle 6311

St. Augustine, FL 32084

$202,000$172/sqftEst. $1,044/moMLS# 2163280
3
Beds
2
Baths
1,173
Sq Ft
2007
Built
Garage
No
Pool

About this home

St. Augustine

SELLER FINANCING AVAILABLE! Welcome to this charming 3-bedroom, 2-bath condo located in the desirable Old Town Villages community! Featuring a spacious open floor plan, this inviting home offers plenty of room for comfortable everyday living and entertaining. Step outside to the screened-in balcony, the perfect spot to enjoy your morning coffee, unwind in the evenings, or simply enjoy the Florida breeze. The location is hard to beat! Enjoy convenient access to historic downtown St. Augustine, Flagler College, great local dining, shopping, entertainment, and everything the area has to offer. With three bedrooms and two full bathrooms, this condo is a fantastic opportunity for a first-time homebuyer, someone looking to downsize, or an investor. It could also be a great investment for families with children attending Flagler College, offering an alternative to traditional student housing while building equity in a real estate investment.

Cost to own

Mortgage calculator

$202,000
$40,400
Loan Term
Monthly Payment
$1,044
Principal & Interest: $1,044
Property taxes (est.): $269
Insurance (est.): $135
Estimated Total Monthly
$1,447
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,044
Property taxesest. at asking price, St. Johns County$269
HOAbilled monthly$458
Estimated total, before insurance$1,771/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,584/yr · $215/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,584/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Active Under Contract$202,000
  • Sep 3, 2026Listed$202,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$202,000
Price / Sq Ft$172
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,173
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address275 Old Village Center #6311 Circle 6311, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionOld Town Villages
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0878916311

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Management - Full Time, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDisposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

RoofShingle

Additional Information

Date ListedSeptember 3, 2026
Days on Market6
HOA Fees$458 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$2,583.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIGHTHOUSE REALTY ASSOCIATES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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