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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Old Town Villages, St. Augustine — a home near St. Augustine High School.

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Active

Active·45 days on market·Old Town Villages

260 Old Village Center Circle 8307

St. Augustine, FL 32084

$169,000$211/sqftEst. $929/mo mortgageMLS# 2163871
↓ $10,000 below original list
1
Beds
1
Baths
800
Sq Ft
2007
Built
—
Garage
No
Pool

6 more homes for sale in Old Town Villages →Search Old Town Villages on the map

FEMA Zone XHOA $314/moWaterfrontCondominium1 story

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About this home

Old Town Villages

Inviting, updated, & effortlessly cozy! Luxe amenities and low-maintenance living come together beautifully in this move-in-ready condo in a gated St. Augustine community. Enjoy peace of mind knowing the big-ticket updates are taken care of, including a 2021 roof, 2023 windows, 2025 HVAC air handler, and 2025 hot water heater. You'll love coming home to vaulted ceilings, chic LVP flooring, NO CARPET, and no neighbors above you, creating an open, airy feel. Picture quiet evenings unwinding by the 3-way wood-burning fireplace, bringing warmth and ambiance to the living, dining, and bedroom spaces. Prep meals and entertain with ease in the upgraded kitchen, showcasing modern stainless steel appliances and a welcoming breakfast bar.

Next steps in Old Town Villages

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$929
Property taxesest. at asking price, St. Johns County$225
HOAbilled monthly$314
Estimated total, before insurance$1,468/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,080/yr · $90/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$169,000
$33,800
Loan Term
Monthly Payment
$929
Principal & Interest: $929
Property taxes (est.): $225
Insurance (est.): $113
Estimated Total Monthly
$1,266
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,080/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Price change$169,000−$10,000
  • Sep 8, 2026Listed$179,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
260 Old Village Center Circle 8210, St. Augustine, FL 32084Listed by REAL BROKER LLCSep 2026$179,000$1812/29901780
285 Old Village Center Circle 5208, St. Augustine, FL 32084Listed by REALTY ONE GROUP ELEVATEMar 2026$150,000$2071/1724470.1
225 Old Village Center Circle 4308, St. Augustine, FL 32084Listed by RE/MAX SPECIALISTS PVFeb 2026$152,000$2101/1724990.1
225 Old Village Center Circle 4206, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEOct 2025$163,000$2041/18001430.1
2251 Golden Lake Loop, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYFeb 2026$165,900$1762/2940381
2330 Golden Lake Loop, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2025$182,500$1942/2940781

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,000
Price / Sq Ft$211
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage800
Year Built2007
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryWebster
Reported middleMurray
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address260 Old Village Center Circle 8307, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionOld Town Villages
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0878918307
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Playground, RV/Boat Storage, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Parking Lot, RV Access/Parking, Unassigned
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther, Double Sided, Wood Burning
# of Stories1
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchPorch, Screened
RoofShingle

Additional Information

Date ListedSeptember 8, 2026
Days on Market29
HOA Fees$314 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$1,079.81
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Old Town Villages

Old Town Villages is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Old Town Villages homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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