Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Active

Active·Listed today

260 Old Village Center Circle 8307

St. Augustine, FL 32084

$179,000$224/sqftEst. $925/moMLS# 2163871

Beds

Baths

800

Sq Ft

2007

Built

—

Garage

Pool

About this home

St. Augustine

Inviting, updated, & effortlessly cozy! Luxe amenities and low-maintenance living come together beautifully in this move-in-ready condo in a gated St. Augustine community. Enjoy peace of mind knowing the big-ticket updates are already taken care of, including a NEW roof, NEW windows, 2025 HVAC air handler, and 2025 hot water heater. You'll love coming home to vaulted ceilings, chic LVP flooring, NO CARPET, and no neighbors above you, creating an open, airy feel. Picture quiet evenings unwinding by the 3-way wood-burning fireplace, bringing warmth and ambiance to the living, dining, and bedroom spaces. Prep meals and entertain with ease in the upgraded kitchen, showcasing modern stainless steel appliances and a welcoming breakfast bar.

Cost to own

Mortgage calculator

Home Price

$179,000

Down Payment: 20%

$35,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$925

Principal & Interest: $925

Property taxes (est.): $238

Insurance (est.): $119

Estimated Total Monthly

$1,282

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$925

Property taxesest. at asking price, St. Johns County$238

HOAbilled monthly$314

Estimated total, before insurance$1,477/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,080/yr · $90/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,080/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 8, 2026Listed$179,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$179,000

Price / Sq Ft$224

Bedrooms1

Bathrooms1.00

Full Baths1

Square Footage800

Year Built2007

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryWebster

MiddleMurray

HighSt. Augustine

Community Information

Address260 Old Village Center Circle 8307, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionOld Town Villages

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number0878918307

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Playground, RV/Boat Storage, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGuest, Parking Lot, RV Access/Parking, Unassigned

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesOther, Double Sided, Wood Burning

# of Stories1

LaundryIn Unit

SecuritySecurity Gate

Spa FeaturesCommunity