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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Old Town Villages, St. Augustine — a gated community home in St. Johns County.

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Active Under Contract

Active Under Contract·68 days on market·Old Town Villages

245 Old Village Center Circle 7211

St. Augustine, FL 32084

$165,000$141/sqftEst. $907/mo mortgageMLS# 2159495
↓ $34,900 below original list
3
Beds
2
Baths
1,173
Sq Ft
2007
Built
—
Garage
No
Pool

6 more homes for sale in Old Town Villages →Search Old Town Villages on the map

FEMA Zone XHOA $458/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Old Town Villages

For potential buyers: For the first 5 letters of intent seller will include washer , dryer, refrigerator, 2 year home warranty and 1 year of condo dues paid and furniture included, OMG! Condo fees include water, trash and wifi!!! Welcome home to this gorgeous 3-bedroom, 2-bathroom second-floor condo, tucked away in the community for added peace and privacy. Enjoy a relaxing morning coffee or unwind in the evening on your private balcony. On hot summer days, take a refreshing dip in the sparkling community pool or enjoy the many amenities, including pickleball, tennis, fitness, walking trails, and a clubhouse. This beautiful condo also comes with the added peace of mind of a one-year home warranty. Conveniently located with easy access to major highways, making commuting and exploring a breeze. Best of all, historic Old Town St. Augustine is just minutes away, offering charming shops, restaurants, entertainment, and all the character this beautiful city has to offer.

Next steps in Old Town Villages

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$907
Property taxesest. at asking price, St. Johns County$220
HOAbilled monthly$458
Estimated total, before insurance$1,584/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,449/yr · $204/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$907
Principal & Interest: $907
Property taxes (est.): $220
Insurance (est.): $110
Estimated Total Monthly
$1,236
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$191,040$172,498—
2024$202,560$156,816—
2023$181,238$142,560—
2022$129,600$129,600—
2021$105,120$105,120—
2020$105,120$105,120—

2025 property taxes (current owner): $2,449/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 23, 2026Active Under Contract$165,000
  • Oct 22, 2026Price change$165,000−$20,000
  • Oct 5, 2026Price change$185,000−$14,900
  • Aug 17, 2026Active$199,900
  • Aug 10, 2026Listed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
260 Old Village Center Circle 8210, St. Augustine, FL 32084Listed by REAL BROKER LLCSep 2026$179,000$1812/29901780
245 Old Village Center Circle 7311, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$195,000$1663/21,173180
245 Old Village Center Circle 7103, St. Augustine, FL 32084Listed by EXP REALTY LLCMar 2026$185,000$1762/21,0491450
255 Old Village Center Circle 9301, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$190,000$1812/21,049970.1
255 Old Village Center Circle 9102, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$190,000$1812/21,04920.1
140 Old Town Parkway 3307, St. Augustine, FL 32084Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSMar 2026$174,500$1662/21,0491210.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$165,000
Price / Sq Ft$141
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,173
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleContemporary
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address245 Old Village Center Circle 7211, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionOld Town Villages
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0878917211

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management- On Site, Pickleball, Playground, RV/Boat Storage, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingRV Access/Parking, Unassigned

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsThree Or More
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionFiber Cement, Stucco

Additional Information

Date ListedAugust 17, 2026
Days on Market67
HOA Fees$458 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Internet, Trash, Water
Tax Amount$2,449.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Old Town Villages

Old Town Villages is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Old Town Villages homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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