Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Active

Active·23 days on market

245 Old Village Center Circle 7211

St. Augustine, FL 32084

$199,900$170/sqftEst. $1,033/moMLS# 2159495

Beds

Baths

1,173

Sq Ft

2007

Built

—

Garage

Pool

About this home

St. Augustine

Seller accepting offers thru 9/7/26 OMG! Condo fees include water, trash and wifi!!! Welcome home to this gorgeous 3-bedroom, 2-bathroom second-floor condo, tucked away in the community for added peace and privacy. Enjoy a relaxing morning coffee or unwind in the evening on your private balcony. On hot summer days, take a refreshing dip in the sparkling community pool or enjoy the many amenities, including pickleball, tennis, fitness, walking trails, and a clubhouse. This beautiful condo also comes with the added peace of mind of a one-year home warranty. Conveniently located with easy access to major highways, making commuting and exploring a breeze. Best of all, historic Old Town St. Augustine is just minutes away, offering charming shops, restaurants, entertainment, and all the character this beautiful city has to offer. Don't miss the opportunity to make this peaceful and conveniently located condo your new home!

Cost to own

Mortgage calculator

Home Price

$199,900

Down Payment: 20%

$39,980

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,033

Principal & Interest: $1,033

Property taxes (est.): $266

Insurance (est.): $133

Estimated Total Monthly

$1,432

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,033

Property taxesest. at asking price, St. Johns County$266

HOAbilled monthly$458

Estimated total, before insurance$1,757/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,449/yr · $204/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$191,040	$172,498	—
2024	$202,560	$156,816	—
2023	$181,238	$142,560	—
2022	$129,600	$129,600	—
2021	$105,120	$105,120	—
2020	$105,120	$105,120	—

2025 property taxes (current owner): $2,449/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 17, 2026Active$199,900
Aug 10, 2026Listed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,900

Price / Sq Ft$170

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,173

Year Built2007

TypeResidential

Sub-TypeCondominium

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address245 Old Village Center Circle 7211, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionOld Town Villages

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number0878917211

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management- On Site, Pickleball, Playground, RV/Boat Storage, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingRV Access/Parking, Unassigned