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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Active Under Contract

Active Under Contract·67 days on market

260 Old Village Center Circle 8201

St. Augustine, FL 32084

$220,000$188/sqftEst. $1,174/moMLS# 2156860
↓ $19,000 below original list
3
Beds
2
Baths
1,173
Sq Ft
2007
Built
—
Garage
No
Pool
FEMA Zone XHOA $459/moCondominium1 story

About this home

St. Augustine

Light and bright 3/2 end unit second floor condo. Lovingly kept. Hardwood floors, 9 ft ceilings and large screened porch. New Quartz kitchen counters, new washer, new dishwasher, new windows, large storage closet outside the front door. Well maintained gated community surrounded by trees. Hoa includes water, sewer, basic cable, internet and exterior maintenance. Amenities include resort HEATED pool, fitness center, tennis court, pickle ball, basketball, volleyball, clubhouse, grilling area, putting/chipping green, walking/jogging trail. children's park. R/V AND BOAT PARKING. Beautiful walking trail around the pond. Building roof was replaced recently. Lender offers 1% of loan amt towards discount points/closing costs when you choose Halvorsen Team Neo Home Loans.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,174
Property taxesest. at asking price, St. Johns County$293
HOAbilled monthly$459
Estimated total, before insurance$1,926/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,449/yr · $204/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,174
Principal & Interest: $1,174
Property taxes (est.): $293
Insurance (est.): $147
Estimated Total Monthly
$1,614
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:18 AM, sunset 7:13 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,449/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Active Under Contract$220,000
  • Jul 24, 2026Price change$220,000−$19,000
  • Jul 24, 2026Listed$239,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$220,000
Price / Sq Ft$188
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,173
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesSouth

Community Information

Address260 Old Village Center Circle 8201, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionOld Town Villages
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0878918201
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Cable TV, Car Wash Area, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Playground, RV/Boat Storage, Storage, Tennis Court(s), Trash, Water
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LaundryIn Unit
SecurityFire Sprinkler System, Security Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJuly 24, 2026
Days on Market67
HOA Fees$459 / Monthly
HOA FrequencyMonthly
HOA NameOld Town Village
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$2,449.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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