This home is in Fernandina Beach.
$465,000Sold3 bd · 2 ba · 1,775 sq ft
Sold·Closed Nov 9, 2026·19 days on market·Recent sales in Amelia Island
2019 Village Lane
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Welcome to 2019 Village Lane, a well maintained 3-bedroom, 2-bath home located in the established Island Village community of Fernandina Beach. This spacious two-story home offers 1,775 square feet with a functional layout designed for comfortable everyday living. The main living areas feature luxury vinyl plank flooring, while the bedrooms offer carpet for added comfort. The kitchen features granite countertops and opens to the home's living spaces, creating a practical setup for both everyday living and entertaining. A two-car garage provides convenient parking and additional storage. Located close to shopping, dining, schools, and major roadways, this home offers the convenience of Fernandina Beach living with easy access to everything the area has to offer. Schedule your private showing today and see all that this home has to offer.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,689 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 10S, Kentucky Ave. & S Fletcher Ave.about 0.8 mi · 2 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 1 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 2 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 1 mi · Egan's Creek
Closest grocery store
Walmart Supercenterabout 0.7 mi · 1385 Amelia Plaza, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $441,089 | $422,423 | — |
| 2025 | $384,021 | $384,021 | — |
| 2024 | $373,930 | $373,930 | — |
| 2023 | $340,218 | $340,218 | — |
| 2022 | $381,706 | $315,735 | — |
| 2021 | $302,636 | $287,032 | — |
| 2020 | $260,938 | $260,938 | — |
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 10, 2026Closed$475,000
- Oct 31, 2026Pending$475,000
- Oct 16, 2026Active Under Contract$475,000
- Oct 8, 2026Price change$475,000−$15,990
- Sep 26, 2026Listed$490,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $329/sq ft; this home is listed at $262/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1120 Natures Walk Drive A, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT | Jun 2026 | $419,000 | $329 | 2/2 | 1,274 | 12 | 0.1 |
| 1833 Indigo Street, Fernandina Beach, FL 32034Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | May 2026 | $475,000 | $329 | 3/2 | 1,442 | 65 | 0.3 |
| 1602 Indigo Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Apr 2026 | $565,000 | $319 | 3/2 | 1,770 | 89 | 0.3 |
| 1624 Indigo Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Apr 2026 | $670,000 | $360 | 4/2 | 1,861 | 3 | 0.3 |
| 1512 Coastal Oaks Circle, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $970,000 | $485 | 3/2.5 | 1,999 | 51 | 0.4 |
| 1421 Hickory Street, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $440,000 | $243 | 2/2 | 1,808 | 14 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Sold by: NEXT MOVE ATLANTIC COAST (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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