This home is in Fernandina Beach — a home near Fernandina Beach High School.
Sold·Closed Jun 12, 2026·12 days on market·Recent sales in Amelia Island
1120 Natures Walk Drive A
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Island Living at Its Best: 2-Bedroom, 2-Bath Duplex in Nature Walk, Amelia Island Discover the charm of Amelia Island with this inviting duplex in the sought-after Nature Walk community. This property is the epitome of low-maintenance, island living. Featuring 2 bedrooms & 2 baths, the home boasts an open living area with no carpet & a brand-new air conditioning system for your comfort. The updated kitchen shines with a new stove, deep sinks, and modern conveniences. The master suite offers a walk-in closet & a spacious walk-in shower, delivering a relaxing retreat after a day of island adventures. Step outside to your private backyard--no grass to mow, just space to enjoy. The small screened-in porch and patio provide a perfect spot for morning coffee or evening relaxation. Add to this the convenience of a one-car garage, and you've got everything you need for a carefree lifestyle.This property is your gateway to the laid-back, coastal charm of Amelia Island. Make it your next home.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,434 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $395,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $288,483 | $288,483 | — |
| 2024 | $282,410 | $282,410 | — |
| 2023 | $202,211 | $199,069 | — |
| 2022 | $214,609 | $180,972 | — |
| 2021 | $168,896 | $164,520 | — |
| 2020 | $149,564 | $149,564 | — |
2025 property taxes (current owner): $5,095/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $351/sq ft; this home is listed at $338/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2121 Egret Lane, Fernandina Beach, FL 32034Listed by OPENDOOR BROKERAGE, LLC. | Jun 2026 | $425,000 | $386 | 3/2 | 1,101 | 7 | 0.5 |
| 831 Division Street, Fernandina Beach, FL 32034Listed by SALT HARBOR REAL ESTATE COMPANY LLC | May 2026 | $420,000 | $351 | 3/2 | 1,195 | 6 | 0.7 |
| 410 S 10th Street, Fernandina Beach, FL 32034Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $410,000 | $315 | 3/2 | 1,303 | 8 | 0.9 |
| 232 Vernon Street, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Aug 2026 | $500,000 | $548 | 2/2 | 912 | 60 | 0.9 |
| 710 S 7th Street, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | May 2026 | $450,000 | $324 | 3/2.5 | 1,391 | 0 | 0.9 |
| 1874 Clinch Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $500,000 | $315 | 3/2 | 1,588 | 481 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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