This home is in Coastal Oaks, Fernandina Beach.
Sold·Closed Sep 21, 2026·51 days on market·Recent sales in Coastal Oaks·Coastal Oaks
1512 Coastal Oaks Circle
Fernandina Beach, FL 32034
18 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map
About this home
Coastal Oaks
The difference between a house and a forever home is often found in the details. Welcome to 1512 Coastal Oaks Circle, a custom-built 3-bedroom, 2.5-bath home w/ a dedicated office & glass-enclosed sunroom, where every enhancement was thoughtfully selected to elevate everyday living. Built by Joseph Andrew Homes in 2022, this customized Lowery floor plan is enhanced well beyond the original design. Rich 7-inch engineered white oak flooring, solid-core 8-foot doors, plantation shutters, designer lighting, & custom finishes create a warm, sophisticated feel throughout. The gourmet kitchen is designed for gathering w/ premium stainless appliances, including five-burner gas cooktop, quartz countertops, custom cabinetry with pull-out shelving, Bedrosians Cloe tile backsplash, & a walk-in pantry with custom wood shelving. French doors open to the glass-enclosed sunroom overlooking your a paver walkway & peaceful backyard retreat. Landscape lighting highlights the fountain & surrounding trees
Next steps in Coastal Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,787 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $11,229/yr
Estimated taxes if purchased at asking price: ~$16,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 21, 2026Closed$984,900
- Sep 4, 2026Pending$984,900
- Sep 4, 2026Active Under Contract$984,900
- Aug 13, 2026Listed$984,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $380/sq ft; this home is listed at $493/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1567 Olmsted Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jun 2026 | $835,000 | $378 | 3/2.5 | 2,209 | 35 | 0.1 |
| 1505 Lakeside Court, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $830,000 | $436 | 3/2.5 | 1,902 | 143 | 0.5 |
| 1535 Clinch Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Sep 2026 | $570,000 | $299 | 3/2 | 1,907 | 2 | 0.7 |
| 1655 Clinch Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $930,000 | $380 | 3/2 | 2,449 | 50 | 0.7 |
| 2011 Ryan Road, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $642,000 | $364 | 3/2.5 | 1,764 | 2 | 0.7 |
| 1981 Amelia Oaks Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jun 2026 | $940,000 | $386 | 3/3.5 | 2,435 | 80 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (Nassau County), ZIP 32034.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines