This home is in Fernandina Beach.
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Sold·Closed Apr 23, 2026·89 days on market·Recent sales in Amelia Island
1602 Indigo Street
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Coastal Living Just Steps from the BEACH! Imagine starting your mornings with a walk or bike ride to the pristine shores of Fernandina Beach, then spending your evenings exploring historic downtown with its charming shops & excellent local restaurants. This move-in ready home places you at the center of it all (1 Mile from everything!), offering the perfect blend of coastal lifestyle and convenience. A bright Florida room & skylights bring in the perfect amount of natural light throughout, while both a family room and living room provide versatile areas for entertaining or relaxing. The spacious kitchen is a true centerpiece, featuring granite countertops, stainless steel appliances, center island, breakfast nook and custom backsplash. The large master suite offers a walk-in closet and a master bath w/ dual vanities, a garden tub, and a walk-in shower, creating the perfect private retreat. The fenced backyard is enhanced with fruit trees and a patio
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,705 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $328/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1624 Indigo Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Apr 2026 | $670,000 | $360 | 4/2 | 1,861 | 3 | 0 |
| 1833 Indigo Street, Fernandina Beach, FL 32034Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | May 2026 | $475,000 | $329 | 3/2 | 1,442 | 65 | 0.1 |
| 1421 Hickory Street, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $440,000 | $243 | 2/2 | 1,808 | 14 | 0.2 |
| 1120 Natures Walk Drive A, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT | Jun 2026 | $419,000 | $329 | 2/2 | 1,274 | 12 | 0.3 |
| 226 Vernon Street, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $755,000 | $372 | 4/3 | 2,032 | 2 | 0.6 |
| 704 S 9th Street, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Aug 2026 | $629,000 | $377 | 3/2.5 | 1,668 | 14 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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