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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·Listed today

2909 St Johns Avenue 22B

Jacksonville, FL 32205

$220,000$175/sqftEst. $1,174/moMLS# 2166667
2
Beds
2.5
Baths
1,260
Sq Ft
1945
Built
—
Garage
No
Pool
HOA $759/mo436 sqft lotCondominium2 stories

About this home

Jacksonville

Live the low maintenance lifestyle surrounded by historic charm in the heart of Riverside/Avondale—just steps from local eateries, boutique shopping, parks, entertainment, & a short distance to the beautiful St. Johns River. This cozy 2-bedroom 2-bath condo located in The Avenues Building blends character, comfort, and convenience. Inside, you're welcomed by beautiful hardwood floors, a wood-burning fireplace, and a glassed-in sunroom that fills the space with natural light while overlooking the peaceful courtyard. On the opposite side, a covered balcony entrance offers the perfect spot to relax and take in the vibrance of this beloved community. Upstairs, both bedrooms feature their own private bathrooms, and the stacked washer and dryer are conveniently located on the second floor. The unit also includes brand-new stainless steel appliances, a dedicated storage unit, and two assigned parking spaces—a rare find in this historic district. A great price for this historic neighborhood.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,174
Property taxesest. at asking price, Duval County$359
HOAbilled monthly$759
Estimated total, before insurance$2,293/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,344/yr · $279/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,174
Principal & Interest: $1,174
Property taxes (est.): $359
Insurance (est.): $147
Estimated Total Monthly
$1,680
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,344/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Listed$220,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$220,000
Price / Sq Ft$175
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,260
Acres0.01 acres
Year Built1945
TypeResidential
Sub-TypeCondominium
StyleHistoric
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2909 St Johns Avenue 22B, Jacksonville, FL 32205
Area032-Avondale
SubdivisionThe Avenues
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size435.6 sq ft
Parcel Number0779010144

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned
ViewOther

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Range, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

Exterior

Exterior FeaturesBalcony, Courtyard
Patio / PorchCovered, Glass Enclosed, Rear Porch

Additional Information

Date ListedSeptember 26, 2026
Days on Market0
HOA Fees$759 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$3,344.34
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MERO REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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