This home is in Jacksonville.
Sold·Closed Jul 16, 2026·33 days on market·Recent sales in Jacksonville
2909 St Johns Avenue A3
Jacksonville, FL 32205
About this home
Jacksonville
Nestled in the heart of historic Riverside, this charming property offers the perfect opportunity to enjoy one of Jacksonville's most loved neighborhoods. Full of character and potential, this home is ready for your personal updates and vision while being surrounded by the timeless charm that makes Riverside so special. Located just moments from the scenic St. Johns River, you'll love the walkable Jacksonville lifestyle with nearby parks, local coffee shops, vintage boutiques, eclectic dining, and the vibrant Five Points area. Spend weekends exploring Riverside Arts Market, enjoying riverfront sunsets, or discovering some of the city's best restaurants and hidden gems right outside your door. Whether you're looking for a primary residence, investment opportunity, or a chance to own in one of Jacksonville's most desirable historic communities, this property offers location, character, and endless potential.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1945)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer
County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,629 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $191,100 | $37,981 | — |
| 2024 | $196,600 | $36,204 | — |
| 2023 | $203,100 | $33,694 | — |
| 2022 | $179,100 | $31,257 | — |
| 2021 | $162,100 | $28,891 | — |
| 2020 | $138,100 | $27,802 | — |
2025 property taxes (current owner): $866/yr
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 17, 2026Closed$199,900
- May 20, 2026Listed$199,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $172/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2912 St Johns Avenue 23, Jacksonville, FL 32205Listed by GAILEY ENTERPRISES LLC | Oct 2026 | $215,000 | $186 | 2/2 | 1,159 | 187 | 0 |
| 2931 St Johns Avenue 6, Jacksonville, FL 32205Listed by KELLER WILLIAMS REALTY AT THE LAKES | May 2025 | $269,000 | $245 | 2/2 | 1,100 | 2 | 0 |
| 2950 St Johns Avenue 7, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $255,000 | $181 | 3/2 | 1,406 | 110 | 0.2 |
| 2950 St. Johns Avenue 20, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $175,000 | $123 | 3/3 | 1,421 | 8 | 0.2 |
| 2970 St Johns Avenue 10B, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $300,000 | $203 | 2/2 | 1,480 | 302 | 0.2 |
| 1627 Seminole Road 1627, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $230,000 | $206 | 2/1 | 1,114 | 13 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: NEXTHOME ENDLESS SUMMER
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines