This home is in Isle of Palms, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Oct 6, 2026·156 days on market·Recent sales in Isle of Palms·Isle of Palms
14803 Plumosa Drive
Jacksonville, FL 32250
13 more homes for sale in Isle of Palms →Search Isle of Palms on the map
About this home
Isle of Palms
OPEN-WATER WATERFRONT LIVING IN HIGHLY SOUGHT-AFTER ISLE OF PALMS! This beautifully maintained 3BR/2BA pool home offers expansive open-water views without homes directly across a narrow canal, providing exceptional privacy, gorgeous sunrises and sunsets, and a true sense of space. With 2,207 SF, enjoy a saltwater pool, private dock with 13,000-lb boat lift, floating dock, concrete summer kitchen/bar, fire pit, turf bocce court, private golf tee box, Bullfrog 6-person hot tub and Sonos surround sound. A standout for serious boaters, the deep-water canal space can comfortably accommodate a yacht up to 65 feet--a rare find in Isle of Palms. This is not your typical canal-front home! Private water tours by boat available for interested buyers. See the incredible waterfront views on Instagram @icwsunsets.
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1963)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,773 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,087,538 | $664,343 | — |
| 2024 | $995,568 | $644,913 | ▼ $1,151 |
| 2023 | $974,923 | $624,673 | ▲ $210,635 |
| 2022 | $655,023 | $605,023 | ▲ $28,643 |
| 2021 | $580,062 | $580,062 | — |
| 2020 | $557,352 | $557,352 | ▲ $12,553 |
2025 property taxes (current owner): $12,333/yr
Estimated taxes if purchased at asking price: ~$32,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 7, 2026Closed$1,675,000
- Sep 24, 2026Pending$1,675,000
- Sep 15, 2026Active Under Contract$1,675,000
- Sep 10, 2026Price change$1,675,000−$50,000
- Aug 11, 2026Price change$1,725,000−$50,000
- Jul 26, 2026Price change$1,775,000−$50,000
- Apr 27, 2026Listed$1,825,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $773/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14637 Marsh View Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,150,000 | $492 | 4/2.5 | 2,337 | 10 | 0.3 |
| 3943 Eunice Road, Jacksonville, FL 32250Listed by STA REALTY | Sep 2026 | $630,000 | $353 | 3/2 | 1,787 | 29 | 0.8 |
| 4148 Tideview Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $1,175,000 | $609 | 3/2 | 1,929 | 4 | 1.1 |
| 3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $400,000 | $255 | 4/2 | 1,567 | 1 | 1.1 |
| 3631 Crossview Drive, Jacksonville, FL 32224Listed by INI REALTY | Sep 2026 | $840,000 | $314 | 3/3 | 2,679 | 4 | 1.2 |
| 850 Holly Drive, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLC | Oct 2026 | $750,000 | $440 | 4/3 | 1,705 | 97 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COASTAL REALTY JAX
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Isle of Palms homes for sale →Keep looking
More homes in Isle of Palms
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For Sale14603 Plumosa DriveJacksonville, FL 32250
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For Sale14557 Lagoon DriveJacksonville, FL 32250
5 bd · 4.5 ba · 3,957 sq ft
$1,749,900Est. $9,314/moEXCEPTIONAL WATERFRONT LIVING IN ISLE OF PALMS! Discover the coastal lifestyle in this impressive 5-bedroom, 4.5-bath…
Listing Office: the legends of real estate
Pending14645 Lagoon DriveJacksonville, FL 32250
4 bd · 3 ba · 2,395 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines