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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active Under Contract

$1,274,000Active Under Contract3 bd · 2.5 ba · 2,305 sq ft

Active Under Contract·51 days on market

14350 Marina San Pablo Place

Jacksonville, FL 32224

$1,274,000$553/sqftEst. $6,904/mo mortgageMLS# 2166454
↓ $25,000 below original list
3
Beds
2.5
Baths
2,305
Sq Ft
2019
Built
2
Garage
No
Pool
FEMA Zone AEHOA $764/mo2,614 sqft lotWaterfrontTownhouse2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Luxury waterfront living awaits in the exclusive gated community of Marina San Pablo, where beautiful architecture, serene natural surroundings, and direct Intracoastal access create an exceptional coastal retreat. This beautifully appointed 3-bedroom, 3-bath residence offers peaceful water views and a private 50'+ boat slip just steps from your door, making it effortless to enjoy the best of waterfront living. Inside, thoughtful architectural details, elegant finishes, and an open, light-filled design create a sophisticated yet inviting atmosphere. The beautifully upgraded kitchen serves as the heart of the home with custom cabinetry, quartz countertops, premium appliances, and generous space for both everyday living and entertaining. The spacious primary suite is a true retreat, featuring a spa-like bathroom designed for relaxation and tranquility. Enjoy quiet mornings overlooking the water, evenings surrounded by the peaceful marina setting.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$6,904
Property taxesest. at asking price, Duval County$2,085
HOAbilled monthly$764
Estimated total, before insurance$9,753/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,844/yr · $1,237/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,274,000
$254,800
Loan Term
Monthly Payment
$6,904
Principal & Interest: $6,904
Property taxes (est.): $2,085
Insurance (est.): $849
Estimated Total Monthly
$9,839
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $1,256,000 in July 2025(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$790,570$790,570—

2025 property taxes (current owner): $14,844/yr

Estimated taxes if purchased at asking price: ~$25,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 13, 2026Active Under Contract$1,274,000
  • Oct 29, 2026Price change$1,274,000−$25,000
  • Sep 24, 2026Listed$1,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $553/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14402 Marina San Pablo Place 104, Jacksonville, FL 32224Listed by ENGEL & VOLKERS FIRST COASTNov 2026$950,000$3973/3.52,3931560.1
13810 Sutton Park Drive N 528, Jacksonville, FL 32224Listed by LATITUDE 30 REALTY LLCAug 2026$268,750$1553/21,7323881.7
3557 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by ANCHORED REAL ESTATE GROUP LLCJul 2026$523,050$2723/2.51,9241431.7
3589 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by MOMENTUM REALTYJul 2026$455,000$2543/2.51,794281.8
3475 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCAug 2026$465,000$2593/2.51,79481.9
3331 Lighthouse Point Lane, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$570,000$2253/32,536402.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,274,000
Price / Sq Ft$553
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,305
Acres0.06 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address14350 Marina San Pablo Place, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionMarina San Pablo
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size2,613.6 sq ft
Parcel Number1817660625

Amenities

AmenitiesPool, Boat Dock, Boat Slip, Clubhouse, Fitness Center, Maintenance Grounds, Management - Full Time, Management- On Site, Marina, Security, Trash
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Garage, Garage Door Opener
ViewIntracoastal, Marina, Water

Interior

Interior FeaturesEntrance Foyer, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsMulti/Split
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBoat Slip, Dock
Patio / PorchCovered, Rear Porch
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 25, 2026
Days on Market51
HOA Fees$763.61 / Monthly
HOA FrequencyMonthly
HOA NameAphora Coach Homes
HOA Fee IncludesInsurance, Maintenance Grounds, Security
Tax Amount$14,844.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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