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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·5 days on market

14350 Marina San Pablo Place

Jacksonville, FL 32224

$1,299,000$564/sqftEst. $6,935/moMLS# 2166454
3
Beds
2.5
Baths
2,305
Sq Ft
2019
Built
2
Garage
No
Pool
FEMA Zone AEHOA $764/mo2,614 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

Luxury waterfront living awaits in the exclusive gated community of Marina San Pablo, where beautiful architecture, serene natural surroundings, and direct Intracoastal access create an exceptional coastal retreat. This beautifully appointed 3-bedroom, 3-bath residence offers peaceful water views and a private 50'+ boat slip just steps from your door, making it effortless to enjoy the best of waterfront living. Inside, thoughtful architectural details, elegant finishes, and an open, light-filled design create a sophisticated yet inviting atmosphere. The beautifully upgraded kitchen serves as the heart of the home with custom cabinetry, quartz countertops, premium appliances, and generous space for both everyday living and entertaining. The spacious primary suite is a true retreat, featuring a spa-like bathroom designed for relaxation and tranquility. Enjoy quiet mornings overlooking the water, evenings surrounded by the peaceful marina setting.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$6,935
Property taxesest. at asking price, Duval County$2,121
HOAbilled monthly$764
Estimated total, before insurance$9,819/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,844/yr · $1,237/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,299,000
$259,800
Loan Term
Monthly Payment
$6,935
Principal & Interest: $6,935
Property taxes (est.): $2,121
Insurance (est.): $866
Estimated Total Monthly
$9,922
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $14,844/yr

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$1,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,299,000
Price / Sq Ft$564
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,305
Acres0.06 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address14350 Marina San Pablo Place, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionMarina San Pablo
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size2,613.6 sq ft
Parcel Number1817660625

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Management - Full Time, Security, Trash
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage
ViewIntracoastal, Marina, Water

Interior

Interior FeaturesEntrance Foyer, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsMulti/Split
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBoat Slip, Dock
Patio / PorchCovered
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 25, 2026
Days on Market5
HOA Fees$763.61 / Monthly
HOA FrequencyMonthly
HOA NameAphora Coach Homes
HOA Fee IncludesInsurance, Maintenance Grounds, Security
Tax Amount$14,844.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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