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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Jul 7, 2026·28 days on market·Recent sales in Jacksonville Beach

3589 Marsh Reserve Boulevard

Jacksonville, FL 32224

$455,000sold priceListed at $460,000 · 98.9% of asking$254/sqftMLS# 2147339
3
Beds
2.5
Baths
1,794
Sq Ft
2020
Built
2
Garage
No
Pool
HOA $211/mo2,178 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome to 3589 Marsh Reserve Blvd, a well-maintained 3-bedroom, 2.5-bath townhome located in the gated community of Pablo Cove. Offering 1,796 square feet and a 2-car garage, this turn-key home combines modern finishes and abundant storage with low-maintenance living in one of Jacksonville's most convenient locations. The open floor plan creates an easy flow throughout the main living spaces, the kitchen features modern two-tone cabinetry, quartz countertops and a island perfect for gathering and entertaining. Upstairs, all bedrooms are thoughtfully positioned for added privacy, including a spacious primary suite with his & hers walk-in closets and functional secondary bedrooms. Out back, the screened lanai overlooks peaceful preserve views, creating a quiet outdoor space to relax and unwind. Located just minutes from Mayo Clinic, the beaches and the best Shopping & Dining at St. Johns Town Center. Pablo Cove offers gated living with convenience at the center of it all!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Duval County$743
HOAbilled monthly$211
Estimated total, before insurance$3,474/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,428/yr · $452/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $743
Insurance (est.): $303
Estimated Total Monthly
$3,567
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$415,968$276,817▲ $26,868
2024$389,787$268,309—
2023$361,518$259,038▲ $14,121
2022$333,236$250,037—
2021$291,299$241,299▲ $92,990

2025 property taxes (current owner): $5,428/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 7, 2026Closed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3566 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2643/2.51,589580
3568 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Jul 2026$417,000$2693/2.51,550320
3618 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$410,000$2653/2.51,550410.1
3557 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by ANCHORED REAL ESTATE GROUP LLCJul 2026$523,050$2723/2.51,9241430.1
14129 Sea Wave Lane, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$448,000$2823/2.51,589140.1
3559 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS PVJun 2026$520,000$2703/2.51,9242290.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$460,000
Price / Sq Ft$256
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,794
Acres0.05 acres
Year Built2020
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAlimacani
MiddleKernan

Community Information

Address3589 Marsh Reserve Boulevard, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionPablo Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size2,178 sq ft
Parcel Number1670530175

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Security
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage, Off Street
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchPatio, Screened

Additional Information

Date ListedMay 28, 2026
Days on Market28
HOA Fees$211 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$5,427.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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