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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marina San Pablo Condos, Jacksonville a waterfront home in Jacksonville.

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Active·128 days on market·Marina San Pablo Condos

14402 Marina San Pablo Place 104

Jacksonville, FL 32224

$995,000$416/sqftEst. $5,115/moMLS# 2141814
3
Beds
3
Baths
2,393
Sq Ft
2006
Built
2
Garage
No
Pool

About this home

Marina San Pablo Condos

Experience waterfront living at its finest with this exceptional first floor condominium and private boat slip in the beautiful Marina San Pablo. Perfectly positioned, this beautifully maintained residence offers a spacious balcony overlooking the marina, with direct access to the Intracoastal Waterway and on to the Atlantic Ocean should that be your preferred water. The thoughtfully designed layout features 3 bedrooms, 3 full baths, a powder room, dedicated office/flex, and an expansive great room seamlessly blending the kitchen, living, and dining areas--ideal for both everyday living and entertaining. Ample closets are built out throughout the unit and the primary bath offers both a soaking tub and walk-in double dual headed showers. On top of the boat slip, two main floor park spots and a storage unit are included within the secure garage. Definitely a unique opportunity for full year living or a Pied-à-terre with the ability to store your favorite water toys.

Cost to own

Mortgage calculator

$995,000
$199,000
Loan Term
Monthly Payment
$5,115
Principal & Interest: $5,115
Property taxes (est.): $1,625
Insurance (est.): $663
Estimated Total Monthly
$7,403
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$5,115
Property taxesest. at asking price, Duval County$1,625
HOAbilled monthly$1,807
Estimated total, before insurance$8,547/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,559/yr · $1,047/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$272,950$92,991
2025$792,500$697,068
2024$283,650$89,522
2024$792,500$676,716
2023$283,650$90,313
2023$754,000$655,550
2022$205,000$86,226
2022$685,000$635,000 $25,000
2021$169,000$82,258
2021$615,000$0
2020$157,000$80,432
2020$588,000$0

2025 property taxes (current owner): $12,559/yr

Estimated taxes if purchased at asking price: ~$19,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Membrane — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,807 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 24, 2026Listed$995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$995,000
Price / Sq Ft$416
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,393
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

ElementaryAlimacani
MiddleKernan

Community Information

Address14402 Marina San Pablo Place 104, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionMarina San Pablo
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1817660122
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Boat Slip, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Part Time, Management- On Site, Marina, Security, Storage, Water
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Covered, Garage, Garage Door Opener, Gated, Guest, Off Street, Parking Lot, Secured, Underground
ViewMarina, Water
Waterfront TypeIntracoastal

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Trash Compactor, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit, Washer Hookup
SecurityClosed Circuit Camera(s), Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Secured Lobby, Security Fence, Security Gate, Security Lights, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Boat Slip
Lot DescriptionSprinklers In Front
Patio / PorchCovered, Terrace
RoofMembrane
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 24, 2026
Days on Market42
HOA Fees$1,806.7 / Monthly
HOA FrequencyMonthly
HOA NameSOVEREIGN & JACOBS
HOA Fee IncludesInsurance, Maintenance Grounds, Trash
Tax Amount$12,559.38
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Marina San Pablo Condos

Marina San Pablo Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32224.

View all Marina San Pablo Condos homes for sale →

Listing Courtesy of: ENGEL & VOLKERS FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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