This home is in Jacksonville — a home near Samuel W. Wolfson High School.
Pending·6 days on market
2443 Mercer Circle S
Jacksonville, FL 32217
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to 2443 Mercer Circle S — a 3-bedroom, 2-bath home situated on a desirable corner lot and offering an opportunity to bring your vision and personal style to life. This property is being sold As-Is and is ideal for a buyer looking to update and customize a home to their own taste. Major updates are already underway, including a new roof to be installed prior to closing and a new heating and air-conditioning system installed in 2026. The kitchen appliances will remain, including the refrigerator, dishwasher, and electric range/stovetop, along with the washer and dryer, making this home ready for its next owner to begin making it their own. Conveniently located in Jacksonville with easy access to shopping, dining, schools, major roadways, and everyday amenities. Location, location, location! Bring your ideas, add your own style, and unlock the potential this home has to offer.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,545 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Oct 8, 2026Pending$269,000
- Oct 4, 2026Active$269,000
- Sep 23, 2026Listed$269,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $161/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2422 University Boulevard W, Jacksonville, FL 32217Listed by SMILEEHOUSE AUCTION CO LLC | Sep 2026 | $205,000 | $112 | 6/1 | 1,838 | 121 | 0.3 |
| 1940 Lakewood Circle S, Jacksonville, FL 32207Listed by 7 STAR REALTY, INC. | Sep 2026 | $170,000 | $127 | 3/1.5 | 1,341 | 104 | 0.5 |
| 5529 Nettie Road, Jacksonville, FL 32207Listed by JWB REALTY LLC | Sep 2026 | $345,000 | $196 | 4/2 | 1,760 | 146 | 0.5 |
| 2911 Cadiz Avenue, Jacksonville, FL 32217Listed by HASSLE-FREE REALTY LLC | Aug 2026 | $435,000 | $204 | 4/3.5 | 2,132 | 89 | 0.5 |
| 5449 Community Circle, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $300,000 | $176 | 3/2 | 1,708 | 15 | 0.6 |
| 5388 Rollins Avenue, Jacksonville, FL 32207Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLC | Sep 2026 | $585,000 | $272 | 3/2 | 2,154 | 33 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines