405 1st Street S 211

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 23, 2026Listed$2,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  Under Contract

  3318 1st Street

  Jacksonville Beach, FL 32250

  4 bd · 3.5 ba · 2,733 sq ft

  $2,499,000Est. $13,301/mo

  Welcome to one of South Jacksonville Beach's most sought-after streets -- just steps from the Atlantic and built for…

  Listing Office: one sotheby's international realty

• 

  For Sale

  Income

  212 13th Avenue N

  Jacksonville Beach, FL 32250

  11 bd · 6 ba · 1,407 sq ft

  $2,371,000Est. $12,619/mo

  Great Investment Opportunity East of A1A. Three attached properties zoned JRM-2. Located 2 blocks from the ocean. These…

  Listing Office: compass florida llc

• 

  For Sale

  123 30th Avenue S

  Jacksonville Beach, FL 32250

  4 bd · 4 ba · 3,080 sq ft

  $2,799,000Est. $14,897/mo

  NEW CONSTRUCTION by Barnett Custom Homes, located east of A1A in one of the most desirable areas of South Jacksonville…

  Listing Office: ponte vedra club realty, inc.

• 

  Under Contract

  Income

  1304- 1312 1st Avenue N 1304

  1308, 1312, Jacksonville Beach, FL 32250

  9 bd · 10.5 ba · 4,854 sq ft

  $1,699,708Est. $9,047/mo

  ATTENTION INVESTORS! Here is your rare opportunity to own 3 Brand-New Construction townhomes in Jacksonville Beach!…

  Listing Office: jwb realty llc

• 

  For Sale

  Income

  130 10th Avenue N 1-8

  Jacksonville Beach, FL 32250

  8 bd · 8 ba · 3,168 sq ft

  $2,750,000Est. $14,637/mo

  Listing Office: kst group llc

  in Flagler Tract
• 

  For Sale

  349 1st Street S 301

  Jacksonville Beach, FL 32250

  4 bd · 4.5 ba · 3,275 sq ft

  $2,500,000Est. $13,306/mo

  Listing Office: dane leslie, broker

  in Avenue 4 Condos

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