Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville Beach — a new construction home in Jacksonville.

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Active

Active·219 days on market

1318 1st Street N

Jacksonville Beach, FL 32250

$2,299,000$575/sqftEst. $11,819/moMLS# 2126376

Beds

Baths

3,995

Sq Ft

2025

Built

Garage

Pool

About this home

Jacksonville Beach

Enjoy coastal luxury at its finest in this end-unit beachfront residence offering stunning ocean views and approx.. 4,000 sq. ft. of impeccable designed living space. Flooded w/natural light & endless water vistas, this exceptional home delivers the perfect blend of elegance, comfort, & seaside living. 4 bds & 5 baths, the residence showcases high-end finishes throughout, including refined materials & designer details, open-concept floor plan is ideal for both everyday living & entertaining, with expansive living and dining areas that flow seamlessly toward the ocean. Enjoy breathtaking views from private balconies on the 2nd & 3rd floors, perfect for morning coffee or evening cocktails or simply listening to the waves. As an end-unit, with a large, garage, this property offers enhanced privacy & additional windows. Whether used as a primary residence, vacation retreat, or luxury investment, this extraordinary beachfront home delivers an unmatched coastal lifestyle.

Cost to own

Mortgage calculator

Home Price

$2,299,000

Down Payment: 20%

$459,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$11,819

Principal & Interest: $11,819

Property taxes (est.): $3,754

Insurance (est.): $1,533

Estimated Total Monthly

$17,106

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$11,819

Property taxesest. at asking price, Duval County$3,754

Estimated total, before insurance$15,573/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,648 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 26, 2026Price change$2,299,000−$276,000
Jan 22, 2026Listed$2,575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,299,000

Price / Sq Ft$575

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,995

Year Built2025

TypeResidential

Sub-TypeTownhouse

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address1318 1st Street N, Jacksonville Beach, FL 32250

Area211-Jacksonville Beach-NE

SubdivisionPablo Beach North

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Parcel Number1746460060

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Off Street

ViewBeach, Ocean

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories3

LevelsThree Or More

LaundryLower Level, Upper Level