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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Avenue 4 Condos, Jacksonville Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Oct 16, 2026·163 days on market·Recent sales in Avenue 4 Condos·Avenue 4 Condos

349 1st Street S 301

Jacksonville Beach, FL 32250

$2,300,000sold priceListed at $2,500,000 · 92% of asking$702/sqftMLS# 2140452
4
Beds
4.5
Baths
3,275
Sq Ft
2005
Built
2
Garage
No
Pool

All Avenue 4 Condos homes for sale →Search Avenue 4 Condos on the map

FEMA Zone AEHOA $2425/mo436 sqft lotWaterfrontCondominium1 story

About this home

Avenue 4 Condos

:Your own private 2 car garage and private elevator opens into your foyer where you will find an Interior designer model perfect home which is selling fully furnished nothing has been spared in the impeccable selections. The exclusivity of only 4 owners in this condo complex. Living area and Master suite open to the magnificent Ocean views, enjoy the spacious balcony for dining or lounging. with 4 bedrooms each has its on bath. Master bath offers soaking tub you also have a separate office and a 1/2 bath. Plantation shutters through out. Enjoy the ultimate in in coastal living when you make this beauty your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,740
Property taxesest. at asking price, Duval County$3,756
HOAbilled monthly$2,425
Estimated total, before insurance$18,920/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$30,643/yr · $2,554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,300,000
$460,000
Loan Term
Monthly Payment
$12,740
Principal & Interest: $12,740
Property taxes (est.): $3,756
Insurance (est.): $1,533
Estimated Total Monthly
$18,029
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,773,055$1,602,712—
2024$1,934,150$1,457,011—
2023$1,934,150$1,324,556—
2022$1,608,540$1,204,142▲ $26,520
2021$1,066,000$1,066,000—
2020$910,000$814,180—

2025 property taxes (current owner): $30,643/yr

Estimated taxes if purchased at asking price: ~$45,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$2,500,000
  • Oct 4, 2026Pending$2,500,000
  • Apr 23, 2026Listed$2,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $506/sq ft; this home is listed at $763/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
50 3rd Avenue 903, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPSep 2026$1,475,000$6393/32,31020
226 6th Avenue S, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATEJul 2025$850,000$3634/3.52,344620.2
224 6th Avenue S, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATEApr 2025$849,000$3624/3.52,344100.2
320 1st Street N 910, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INCApr 2026$1,250,000$5064/3.52,471170.5
219 11th Avenue S, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PVMar 2026$1,150,000$4183/3.52,7505490.5
1031 1st Street S 1202, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTSNov 2025$3,000,000$7384/4.54,0651330.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,500,000
Price / Sq Ft$763
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,275
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address349 1st Street S 301, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionAvenue Four South
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1757791006
ZoningCondominium

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Gated
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Elevator, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit, Sink
SecurityClosed Circuit Camera(s), Entry Phone/Intercom, Secured Elevator, Secured Lobby, Security Fence, Security Gate

Exterior

Exterior FeaturesBalcony, Storm Shutters

Additional Information

Date ListedApril 23, 2026
Days on Market163
HOA Fees$2,425 / Monthly
HOA FrequencyMonthly
HOA NameAssociation Management of Ponte Vedra, Inc.
HOA Fee IncludesInsurance, Maintenance Grounds, Trash
Tax Amount$30,642.84
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DANE LESLIE, BROKER

Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Avenue 4 Condos

Avenue 4 Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.

View all Avenue 4 Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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