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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watermark Condos, Jacksonville Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Sep 25, 2026·2 days on market·Recent sales in Watermark Condos·Watermark Condos

50 3rd Avenue 903

Jacksonville Beach, FL 32250

$1,475,000sold priceListed at $1,495,000 · 98.7% of asking$639/sqftMLS# 2163122
3
Beds
3
Baths
2,310
Sq Ft
2005
Built
1
Garage
No
Pool

All Watermark Condos homes for sale →Search Watermark Condos on the map

FEMA Zone AOHOA $2035/mo436 sqft lotWaterfrontCondominium1 story

About this home

Watermark Condos

Discover coastal elegance in this exquisite boutique-style ''South End '' oceanfront condo, offering panoramic views of the sparkling Atlantic Ocean. This beautifully designed 3 bd, 3 ba residence combines luxury, comfort & a touch of sophistication. Enter into a lovely 2 story lobby to your condo w/only 3 units per floor. This immaculate unit has a wonderful open plan with tile floors in all living areas. Spacious kitchen with granite, wood cabinets, large bar, SS appls, hidden walk-in pantry, lovely dining and great room, plantation shutters & all overlooking the ocean and opening to oversized balcony. Primary suite is oceanside as well with door to balcony, 2 walk-ins and luxury bath with big shower and soaking tub. 2 & 3 bedrooms are both good sized and one is ensuite with a walk-in closet and window seat. Both have ocean views as well. Laundry room with sink and cabinets. Garage space, storage room & assigned parking in gated area. Beautiful, private pool and beach access

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,170
Property taxesest. at asking price, Duval County$2,408
HOAbilled monthly$2,035
Estimated total, before insurance$12,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$23,624/yr · $1,969/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,475,000
$295,000
Loan Term
Monthly Payment
$8,170
Principal & Interest: $8,170
Property taxes (est.): $2,408
Insurance (est.): $983
Estimated Total Monthly
$11,562
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $23,624/yr

Estimated taxes if purchased at asking price: ~$28,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Closed$1,495,000
  • Sep 4, 2026Active Under Contract$1,495,000
  • Sep 2, 2026Listed$1,495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $334/sq ft; this home is listed at $647/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
50 3rd Avenue S 501, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$1,289,000$5853/32,202920
635 5th Avenue S, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Apr 2026$555,000$3154/2.51,762790.4
1032 1st Street S 8, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$750,000$3343/3.52,24510.5
820 5th Avenue S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$502,000$2673/2.51,88260.5
342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$670,000$3573/3.51,8765170.5
408 8th Street S, Jacksonville Beach, FL 32250Listed by JWB REALTY LLCJun 2026$525,000$2424/3.52,166890.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,495,000
Price / Sq Ft$647
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,310
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address50 3rd Avenue 903, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionThe Watermark
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1756591544

Amenities

AmenitiesPool, Elevator(s), Spa/Hot Tub, Trash
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Attached
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecured Lobby, Security Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered

Additional Information

Date ListedSeptember 2, 2026
Days on Market2
HOA Fees$2,035 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Sewer, Trash, Water
Tax Amount$23,624.05
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: INI REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watermark Condos

Watermark Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.

View all Watermark Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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