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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watermark Condos, Jacksonville Beach an oceanfront home in Northeast Florida.

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Active

Active·Listed today·Watermark Condos

50 3rd Avenue 903

Jacksonville Beach, FL 32250

$1,495,000$647/sqftEst. $7,686/moMLS# 2163122
3
Beds
3
Baths
2,310
Sq Ft
2005
Built
1
Garage
No
Pool

About this home

Watermark Condos

Discover coastal elegance in this exquisite boutique-style ''South End '' oceanfront condo, offering panoramic views of the sparkling Atlantic Ocean. This beautifully designed 3 bd, 3 ba residence combines luxury, comfort & a touch of sophistication. Enter into a lovely 2 story lobby to your condo w/only 3 units per floor. This immaculate unit has a wonderful open plan with tile floors in all living areas. Spacious kitchen with granite, wood cabinets, large bar, SS appls, hidden walk-in pantry, lovely dining and great room, plantation shutters & all overlooking the ocean and opening to oversized balcony. Primary suite is oceanside as well with door to balcony, 2 walk-ins and luxury bath with big shower and soaking tub. 2 & 3 bedrooms are both good sized and one is ensuite with a walk-in closet and window seat. Both have ocean views as well. Laundry room with sink and cabinets. Garage space, storage room & assigned parking in gated area. Beautiful, private pool and beach access

Cost to own

Mortgage calculator

$1,495,000
$299,000
Loan Term
Monthly Payment
$7,686
Principal & Interest: $7,686
Property taxes (est.): $2,441
Insurance (est.): $997
Estimated Total Monthly
$11,124
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$7,686
Property taxesest. at asking price, Duval County$2,441
HOAbilled monthly$2,035
Estimated total, before insurance$12,162/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$23,624/yr · $1,969/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $23,624/yr

Estimated taxes if purchased at asking price: ~$29,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 2, 2026Listed$1,495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,495,000
Price / Sq Ft$647
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,310
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address50 3rd Avenue 903, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionThe Watermark
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1756591544

Amenities

AmenitiesPool, Elevator(s), Spa/Hot Tub, Trash
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Attached
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecured Lobby, Security Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered

Additional Information

Date ListedSeptember 2, 2026
Days on Market0
HOA Fees$2,035 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Sewer, Trash, Water
Tax Amount$23,624.05
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Watermark Condos

Watermark Condos is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Watermark Condos homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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