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This home is in The Woods, Jacksonville — a gated community home in Jacksonville.

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Active

Active·45 days on market·The Woods

2118 Birch Bark Court E

Jacksonville, FL 32246

$525,000$236/sqftEst. $2,702/moMLS# 2153744

Beds

Baths

2,224

Sq Ft

1990

Built

Garage

Pool

About this home

The Woods

Set on a peaceful waterfront lot in the gated community of The Woods, this updated brick home offers beautiful pond views and thoughtfully designed living spaces inside and out. Enjoy your morning coffee from the screened in lanai or spend the evening under the newly added pergola on the paver patio overlooking the water. Inside, you'll find 12 foot ceilings, new flooring throughout, and a layout designed for everyday living. The reimagined kitchen features new cabinetry, updated countertops, modern fixtures, and an walk-in pantry that provides added storage and organization. A double sided fireplace anchors the living and dining spaces. While the office/flex room features a custom sliding barn door that opens to a hidden interior laundry, relocated from the garage for added convenience. The spacious primary suite is designed with storage and comfort in mind, featuring a beautifully renovated bathroom with custom built-in cabinetry and an oversized walk-in closet complete with

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,702

Principal & Interest: $2,702

Property taxes (est.): $857

Insurance (est.): $350

Estimated Total Monthly

$3,909

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,702

Property taxesest. at asking price, Duval County$857

HOAbilled monthly$160

Estimated total, before insurance$3,719/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,540/yr · $545/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$428,562	$338,809	▲ $10,000
2024	$408,127	$328,553	▼ $217
2023	$411,382	$317,528	—
2022	$356,824	$306,824	—
2021	$288,630	$288,630	—
2020	$271,730	$204,227	▲ $10,069

2025 property taxes (current owner): $6,540/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 10, 2026Price change$525,000−$15,000
Jul 3, 2026Listed$540,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$236

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,224

Total Structure Area2,678 sq ft

Acres0.18 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

StylePatio Home, Ranch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryAlimacani

MiddleDuncan Fletcher

HighSandalwood

Community Information

Address2118 Birch Bark Court E, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionThe Woods

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size7,840.8 sq ft

Lot Dimensions7,634 sqft

Parcel Number1674445250

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Gated, Jogging Path, Pickleball, Playground, Security, Tennis Court(s), Trash

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Security24 Hour Security, Security Gate, Smoke Detector(s)

Spa FeaturesCommunity