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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Woods, Jacksonville — a gated community home in Jacksonville.

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Active

Active·90 days on market·The Woods

2118 Birch Bark Court E

Jacksonville, FL 32246

$525,000$236/sqftEst. $2,874/moMLS# 2153744
↓ $15,000 below original list
4
Beds
2
Baths
2,224
Sq Ft
1990
Built
2
Garage
No
Pool

8 more homes for sale in The Woods →Search The Woods on the map

FEMA Zone XHOA $160/mo7,841 sqft lotWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

The Woods

Set on a peaceful waterfront lot in the gated community of The Woods, this updated brick home offers beautiful pond views and thoughtfully designed living spaces inside and out. Enjoy your morning coffee from the screened in lanai or spend the evening under the newly added pergola on the paver patio overlooking the water. Inside, you'll find 12 foot ceilings, new flooring throughout, and a layout designed for everyday living. The reimagined kitchen features new cabinetry, updated countertops, modern fixtures, and an walk-in pantry that provides added storage and organization. A double sided fireplace anchors the living and dining spaces. While the office/flex room features a custom sliding barn door that opens to a hidden interior laundry, relocated from the garage for added convenience. The spacious primary suite is designed with storage and comfort in mind, featuring a beautifully renovated bathroom with custom built-in cabinetry and an oversized walk-in closet complete with

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,874
Property taxesest. at asking price, Duval County$857
HOAbilled monthly$160
Estimated total, before insurance$3,891/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,540/yr · $545/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,874
Principal & Interest: $2,874
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$4,081
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:20 AM, sunset 7:10 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$428,562$338,809▲ $10,000
2024$408,127$328,553▼ $217
2023$411,382$317,528—
2022$356,824$306,824—
2021$288,630$288,630—
2020$271,730$204,227▲ $10,069

2025 property taxes (current owner): $6,540/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Price change$525,000−$15,000
  • Jul 3, 2026Listed$540,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000
Price / Sq Ft$236
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,224
Total Structure Area2,678 sq ft
Acres0.18 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Ranch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address2118 Birch Bark Court E, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionThe Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size7,840.8 sq ft
Lot Dimensions7,634 sqft
Parcel Number1674445250
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Gated, Jogging Path, Pickleball, Playground, Security, Tennis Court(s), Trash
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Security Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionDead End Street
Patio / PorchRear Porch, Screened
FencingOther, Vinyl
RoofShingle
ConstructionBrick
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJuly 3, 2026
Days on Market58
HOA Fees$160 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity, Trash
Tax Amount$6,540.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Woods

The Woods is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all The Woods homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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