This home is in Jacksonville.
Active·132 days on market
12785 Maricopa Way
Jacksonville, FL 32246
About this home
Jacksonville
This updated 4 bedroom and 3 bathroom home features two master suites and two additional generous bedrooms. The home has been updated recently to include an exceptional kitchen with abundant cabinetry, granite countertops, stainless steel appliances, hardwood and vinyl plank flooring., newer roof (2019) and recently replaced HVAC. Additional features of this home include a Florida room, wood burning fireplace and a fenced in backyard. Assumable FHA loan at 4.25% with qualified buyers! This home won't last long! Book your tour today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $323,526 | $263,934 | — |
| 2024 | $323,848 | $247,170 | ▼ $312 |
| 2023 | $311,989 | $238,515 | — |
| 2022 | $280,112 | $230,112 | — |
| 2021 | $217,780 | $125,395 | — |
| 2020 | $211,833 | $122,974 | ▲ $8,115 |
2025 property taxes (current owner): $5,212/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,580 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 4, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HONEYCOMB REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Indian Springs
Active Under Contract$475,000MLS# 2151152Est. $2,528/mo2178 Aztec Drive W, Jacksonville, FL 322464 Beds2 Baths1,950 sqftStep inside 2178 Aztec Drive West .This four-bedroom, two-and-a-half-bath Indian Springs home offers an open floor plan…
ResidentialUNITED REAL ESTATE GALLERY
Pending$349,999MLS# 2146298Est. $1,863/mo2020 Indian Springs Drive, Jacksonville, FL 322463 Beds2 Baths1,510 sqftRARE OPPORTUNITY!!! LAKEFRONT HOME PRICED BELOW MARKET VALUE IN AN INCREDIBLE NEIGHBORHOOD!!! This fixer-upper is full…
ResidentialEXP REALTY LLC
Keep looking
Similar homes in Jacksonville
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines