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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Active·Listed today

12966 Medford Lane

Jacksonville, FL 32225

$419,900$250/sqftEst. $2,242/moMLS# 2166689
3
Beds
2
Baths
1,678
Sq Ft
1987
Built
2
Garage
No
Pool
No HOA8,712 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This beautifully renovated home offers the perfect combination of modern style, comfort, and convenience. Thoughtfully updated inside and out, the home features new flooring, fresh paint, updated lighting and plumbing fixtures, and beautifully remodeled kitchen and bathrooms. The stunning kitchen boasts white shaker cabinets, granite countertops, and a brand-new stainless steel appliance package. An open-concept floor plan, soaring ceilings, and abundant natural light create an inviting living space perfect for everyday living and entertaining. Step outside to a spacious patio overlooking the expansive, fully fenced backyard, ideal for outdoor gatherings, pets, and relaxation. Conveniently located near shopping, dining, major highways, and Jacksonville's beautiful beaches, this move-in-ready home is one you won't want to miss!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,242
Property taxesest. at asking price, Duval County$686
Estimated total, before insurance$2,927/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,014/yr · $85/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,900
$83,980
Loan Term
Monthly Payment
$2,242
Principal & Interest: $2,242
Property taxes (est.): $686
Insurance (est.): $280
Estimated Total Monthly
$3,207
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,014/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Listed$419,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,900
Price / Sq Ft$250
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,678
Acres0.20 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAbess Park
MiddleLandmark

Community Information

Address12966 Medford Lane, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionCambridge
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size8,712 sq ft
Parcel Number1673161245

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

FencingVinyl

Additional Information

Date ListedSeptember 26, 2026
Days on Market0
Tax Amount$1,014.31
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BACHMANN HOMES REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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