This home is in Jacksonville — a new construction home in Jacksonville.
$206,400Sold3 bd · 2 ba · 1,250 sq ft
Sold·Closed Oct 14, 2026·0 days on market·Recent sales in Jacksonville
2289 Lewis Street
Jacksonville, FL 32204
About this home
Jacksonville
BRAND NEW CONSTRUCTION - The Osprey model, featuring 3 bedrooms, 2 bathrooms, all complemented by gorgeous finishes, white shaker cabinets, upgraded flooring throughout. Located in a growing and centrally located area of Jacksonville, this home offers a versatile floor plan that sets itself apart from other new construction, featuring a primary suite conveniently located on the first floor.Skip the renovation lists and costly repairs, and enjoy the peace of mind that comes with brand new construction, backed by a 1 year builder warranty and an additional 2-10 home warranty. Best of all, there are no HOA or CDD fees, so you can enjoy your home without the added monthly costs. Schedule your private showing today, priced $20k below recent appraised value !
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,642 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 19th Street lotabout 17 mi · 14 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 5 mi · 21.7 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 4 mi · Cedar River
Closest kayak & paddleboard launch
Chelsea Street Kayak Access at McCoy Creekabout 1.0 mi · McCoy's Creek
Closest youth league fields
Winston Family YMCAabout 1 mi · Basketball, Football, Soccer, Volleyball
Closest grocery store
Publixabout 1 mi · 2033 Riverside Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:52 AM, sunset 5:30 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $6,000 in March 2025(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $24,150 | $24,150 | — |
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 16, 2026Closed$199,900
- Sep 29, 2026Active Under Contract$199,900
- Sep 22, 2026Listed$199,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $165/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2508 Summit Street, Jacksonville, FL 32204Listed by CB ISAAC REALTY | Oct 2026 | $60,000 | $67 | 3/1 | 891 | 67 | 0.2 |
| 2150 Ernest Street, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Nov 2026 | $470,000 | $293 | 3/2 | 1,604 | 11 | 0.5 |
| 2634 Gilmore Street, Jacksonville, FL 32204Listed by REDFIN CORPORATION | Oct 2026 | $330,000 | $230 | 3/2 | 1,433 | 85 | 0.5 |
| 225 Shortreed Street, Jacksonville, FL 32254Listed by THIRDSTONE PROPERTIES LLC | Oct 2026 | $139,000 | $93 | 4/2 | 1,492 | 90 | 0.8 |
| 3103 Ernest Street, Jacksonville, FL 32205Listed by FLORIDA FAMILY REALTY | Oct 2026 | $148,900 | $136 | 2/1 | 1,092 | 27 | 1.2 |
| 1807 W 4th Street N/A, Jacksonville, FL 32209Listed by DREAM BIG REALTY OF JAX LLC | Oct 2026 | $185,500 | $159 | 3/2 | 1,164 | 118 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OCEANSIDE REAL ESTATE
Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines