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This home is in Jacksonville.

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Active

Active·4 days on market

2508 Summit Street

Jacksonville, FL 32204

$95,000$107/sqftEst. $484/moMLS# 2156154
3
Beds
1
Baths
891
Sq Ft
1959
Built
1
Garage
No
Pool

About this home

Jacksonville

Being sold AS IS, use caution in entering the home. Home is a 3-bedroom with 1 bath, a covered small front porch, and a detached garage.

Cost to own

Mortgage calculator

$95,000
$19,000
Loan Term
Monthly Payment
$484
Principal & Interest: $484
Property taxes (est.): $155
Insurance (est.): $63
Estimated Total Monthly
$703
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$484
Property taxesest. at asking price, Duval County$155
Estimated total, before insurance$639/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$517/yr · $43/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $517/yr

Estimated taxes if purchased at asking price: ~$1,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,421 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Price change$95,000$855,000
  • Jul 20, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$95,000
Price / Sq Ft$107
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage891
Acres0.14 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address2508 Summit Street, Jacksonville, FL 32204
Area074-Paxon
SubdivisionNorth Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size6,098.4 sq ft
Parcel Number0554850000
ZoningResidential

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingDetached, Garage

Interior

AppliancesElectric Oven
HeatingCentral
CoolingElectric
# of Stories1

Additional Information

Date ListedJuly 20, 2026
Days on Market0
Tax Amount$516.87
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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